See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

398 Union St, New Bedford, MA, 02740

10beds
4baths
3,065sqft
$549,000
$179price/sqft
$4,208/moest. monthly cost
$168,320/yrincome needed

About This Home

Large Victorian style home w/plenty of rooms & space for your needs. Previously used as a rooming/group house & is now used as a large single family; great for multi conversion, business use, extended family or rental income. First floor layout includes 4 spacious bedrooms, living room, dining room, bonus room, large entry hallway, eat-in kitchen, 1.5 bathrooms, & back hallway that leads to another porch & back yard. A beautiful staircase to 2nd floor offers 4 more large bedrooms 2 more full bathrooms & a 2nd living/family room; the 3rd floor is finished w/2 additional bonus rooms. Tall ceilings throughout, hardwood floors & updated bathrooms. Huge basement w/tall ceilings can be finished for more living space, office, gym & lots of storage. Porches & back yard offers lots of shade perfect for relaxing or your entertaining needs. Close to downtown, the historic district, great area amenities like the Whale museum; you'll love everything New Bedford has to offer.

Getting Around

78
WalkingVery Walkable
47
TransitSome Transit
55
BikeBikeable

Schools

3/10
Sgt Wm H Carney AcademyGrades PK-50.3 mi
3/10
Keith Middle SchoolGrades 6-81.2 mi
1/10
New Bedford High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1891

Materials

  • Foundation: Concrete Perimeter,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Concrete

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Second

Features

  • Bathroom,Bedroom,Bonus Room,Foyer
  • Flooring: Tile,Vinyl,Laminate,Hardwood
  • Finished area above ground: 3,065

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 3,065
  • Total interior livable area: 3,065 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: M:0045 L:0300,2890412
  • Zoning: RB
  • Exclusions: All Tenant Personal Belongings (E.G. Furniture,Additional Fridges,Basement Items)

Features

  • Patio & porch: Porch
  • Exterior features: Porch,Fenced Yard
  • Fencing: Fenced/Enclosed,Fenced

Lot

  • Lot size: 3,690 sqft
  • Features: Corner Lot,Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$319$3,828
Property Taxes $509$6,108
Electricity $604$7,252
Total$4,208$50,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,274/yr
40% on housing$126,240/yr
45% on housing$112,213/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 02740$230
Bristol County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 02740$297
Bristol County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-03Listed for sale$549,000
2026-02-08Listing removed$549,000
2025-10-11Listed for sale$549,000
2022-06-03Sold$345,000
2022-04-04Contingent$344,900
2022-03-26Price change$344,900
2022-03-18Listed for sale$359,900
2020-06-19Sold$123,900
2020-05-21Pending sale$159,125
2020-05-08Price change$159,125
2020-04-14Price change$167,500
2020-03-20Listed for sale$180,000
2020-02-16Listing removed$200,000
2020-01-31Pending sale$200,000
2020-01-20Listed for sale$200,000
2019-09-10Listing removed$235,000
2019-08-12Listed for sale$235,000
2018-08-08Listing removed$250,000
2018-07-06Price change$250,000
2018-07-04Listed for sale$124,000
2017-02-24Sold$196,507
2013-07-13Listing removed$325,000
2013-07-12Listed for sale$325,000
2008-06-19Listing removed$309,900
2008-04-25Price change$309,900
2008-02-21Listed for sale$319,900
1997-05-02Sold$25,000
1988-03-29Sold$132,500

For Sale by Agent

AgentDaisy De La Rosa
BrokerageKeller Williams Realty

Similar Homes