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46 Park St, New Bedford, MA, 02740

4beds
2baths
1,578sqft
$369,000
$234price/sqft
$2,778/moest. monthly cost
$111,120/yrincome needed

About This Home

At the corners of East Clinton St. & Park St you'll find this Classic New Bedford Colonial offering 4 spacious bedrooms, 1.5 baths, Fireplaced Living Room, Enclosed Porch, and plenty of space to make your own. Conveniently located a few blocks from St. Luke's Hospital; near schools, parks, shopping, dining, and major commuter routes. Great opportunity to build equity and create the home you've been looking for.

Getting Around

62
WalkingSomewhat Walkable
43
TransitSome Transit
57
BikeBikeable

Schools

3/10
Keith Middle SchoolGrades 6-81.2 mi
1/10
New Bedford High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1906

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 750
  • Finished area above ground: 1,578

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,578
  • Total interior livable area: 1,578 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: No

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: M:0045 L:0360,2890467
  • Zoning: RA
  • Special condition: Real Estate Owned

Features

  • Patio & porch: Porch - Enclosed
  • Exterior features: Porch - Enclosed,Fenced Yard
  • Fencing: Fenced

Lot

  • Lot size: 2,618 sqft
  • Features: Corner Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Off Street,Tandem
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$214$2,568
Property Taxes $345$4,140
Electricity $354$4,259
Total$2,778$33,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,245/yr
40% on housing$83,340/yr
45% on housing$74,080/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 02740$230
Bristol County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 02740$297
Bristol County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

Unknown Listed By

AgentTeam Silva
BrokerageSilva Realty Group, Inc.

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