128 Cottage St, New Bedford, MA, 02740
About This Home
Location, location, location! Well-maintained single-family home in the heart of New Bedford, near the hospital, with easy access to highways, shopping, schools, and local amenities. This property offers a spacious four-bedroom layout plus an additional room without a closet, ideal for a home office or easily used as a fifth bedroom. Enjoy a fireplace for added charm. Recent updates include new flooring throughout, an updated kitchen, and new basement windows, adding value and appeal. Ideal for owner-occupants seeking comfort and convenience.
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1925
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area above ground: 2,210
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 2,210
- Total interior livable area: 2,210 sqft
Property
Details
- Parcel number: M:0046 L:0195,2890739
- Zoning: RA
- Exclusions: Appliances Negotiable
Features
- Patio & porch: Porch
- Exterior features: Porch
Lot
- Lot size: 2,709 sqft
Parking
- Total spaces: 2
- Parking features: Paved Drive
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,249 | $26,988 |
| Home Insurance * | $258 | $3,096 |
| Property Taxes | $417 | $5,004 |
| Electricity | $435 | $5,229 |
| Total | $3,359 | $40,308 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $479,499 |
| 2022-01-21 | Sold | $358,000 |
| 2021-11-10 | Listed for sale | $349,999 |
| 2017-06-22 | Sold | $234,000 |
| 2017-05-08 | Pending sale | $229,000 |
| 2017-05-02 | Listed for sale | $229,000 |
| 2015-05-08 | Sold | $185,000 |
| 2015-03-24 | Price change | $199,900 |
| 2015-03-09 | Price change | $209,900 |
| 2015-02-15 | Listed for sale | $214,900 |
| 2014-07-31 | Sold | $100,000 |
| 2014-06-24 | Listed for sale | $124,900 |
| 2014-03-24 | Sold | $50,000 |
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