115 Mill St, New Bedford, MA, 02740
About This Home
Nestled in the heart of New Bedford, 115 Mill Street is a rare find—a Colonial home thoughtfully converted into a three-family property that blends timeless charm with modern convenience. Ideal for investors or multi-generational living, it offers space, style, and versatility. The first-floor unit spans 2,125 sq. ft., featuring two large bedrooms, a full bath, in-unit laundry connection, and a stunning living area brimming with original character. Upstairs, the second unit includes a bright kitchen, cozy living room, and a well-sized bedroom, while the third-floor attic apartment offers high ceilings, and a serene one-bedroom retreat. With three newer heating systems, separate utilities, an updated roof, vinyl windows, driveway parking for three, and a private backyard, this property is practical and low-maintenance. Plus, it’s short distance to the MBTA Commuter train station and Historic Downtown. This versatile, income-producing property is ready for its new owner.
Getting Around
Very Walkable
Good Transit
BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Granite
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: MultiFamily
- Property subType: 3 Family
Interior
Appliances
- Appliances included: Range,Dishwasher,Refrigerator
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Crown Molding,Bathroom With Tub & Shower,Living Room,Dining Room,Kitchen,Living RM/Dining RM Combo,Mudroom
- Window features: Skylight(s)
- Flooring: Wood,Varies,Hardwood,Stone/Ceramic Tile
- Number of fireplaces: 4
- Fireplace: Yes
- Finished area above ground: 3,296
Heating & Cooling
- Heating features: Baseboard,Unit Control,Individual
- Cooling features: None
Interior Area
- Total structure area: 3,296
- Total interior livable area: 3,296 sqft
Property
Details
- Parcel number: M:0058 L:0449,2893283
- Zoning: RA
- Exclusions: First Floor Art Work.
Features
- Exterior features: Stone Wall
- Fencing: Fenced
- Has view: Yes
- View description: City View(s),City
Lot
- Lot size: 4,700 sqft
- Features: Cleared,Level
Parking
- Total spaces: 3
- Parking features: Paved Drive,Off Street
- Has uncovered spaces: Yes
- Uncovered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,413 | $40,956 |
| Home Insurance * | $392 | $4,704 |
| Property Taxes | $632 | $7,584 |
| Electricity | $649 | $7,799 |
| Total | $5,086 | $61,032 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Listed for sale | $675,000 |
| 2025-06-16 | Sold | $530,000 |
| 2025-05-21 | Contingent | $579,000 |
| 2025-04-17 | Price change | $579,000 |
| 2025-03-24 | Listed for sale | $599,000 |
| 2020-12-04 | Sold | $330,000 |
| 2020-05-29 | Sold | $185,000 |
| 2020-04-04 | Listed for sale | $200,000 |
| 2020-02-19 | Pending sale | $200,000 |
| 2020-02-14 | Listed for sale | $200,000 |
| 2014-10-23 | Sold | $315,136 |
| 2008-05-26 | Listing removed | $349,900 |
| 2008-05-04 | Listed for sale | $349,900 |
| 2008-02-27 | Listing removed | $359,900 |
| 2008-01-31 | Listed for sale | $359,900 |
| 2007-12-07 | Listing removed | $359,900 |
| 2007-11-12 | Listed for sale | $359,900 |
| 2003-08-08 | Sold | $275,000 |
| 1995-05-30 | Sold | $110,000 |
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