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62 Topham St, New Bedford, MA, 02746

4beds
2baths
2,275sqft
$549,000
$241price/sqft
$4,137/moest. monthly cost
$165,480/yrincome needed

About This Home

STUNNING & IMMACULATE — Your New Home Awaits! This isn't just a house; it’s a smart investment on a massive corner lot! HUGE Fenced Yard + 4-Car Parking. Main Floor: Eat-in Kitchen w/ tile flooring, Dining Room, & Huge Living Room. Bedrooms: 3 Spacious rooms with gorgeous hardwoods throughout on first floor. Income Potential: Adorable 1-Bed Apartment on the 2nd Floor (Help pay that mortgage!) Clean & Bright: Partially finished basement and "spotless" from top to bottom. Home gym potential!This home is exceptionally well-kept. Come see the pride of ownership for over 40 years for yourself! Home currently in Probate.

Getting Around

68
WalkingSomewhat Walkable
35
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

3/10
Keith Middle SchoolGrades 6-80.7 mi
1/10
New Bedford High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame,Conventional (2x4-2x6)

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Storage,Bathroom With Tub & Shower,Smart Thermostat,Living Room,Dining Room,Kitchen,Laundry Room
  • Flooring: Tile,Vinyl,Carpet,Hardwood,Stone/Ceramic Tile
  • Finished area above ground: 2,275

Heating & Cooling

  • Heating features: Baseboard,Natural Gas,Electric
  • Cooling features: Window Unit(s),None

Interior Area

  • Total structure area: 2,275
  • Total interior livable area: 2,275 sqft

Property

Details

  • Parcel number: M:0089 L:0100,2897639
  • Zoning: RB

Features

  • Patio & porch: Porch
  • Exterior features: Rain Gutters,Garden
  • Fencing: Fenced/Enclosed,Fenced

Lot

  • Lot size: 6,795 sqft
  • Features: Corner Lot,Cleared

Parking

  • Total spaces: 6
  • Parking features: Paved Drive,Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$399$4,788
Property Taxes $514$6,168
Electricity $448$5,383
Total$4,137$49,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,840/yr
40% on housing$124,110/yr
45% on housing$110,320/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 02746$216
Bristol County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 02746$453
Bristol County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$549,900
2026-04-29Listed for sale$574,900

For Sale by Agent

AgentMichelle Saltmarsh
BrokerageLamacchia Realty, Inc.

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