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245 Clifford St, New Bedford, MA, 02745

3beds
2baths
1,016sqft
$420,000
$413price/sqft
$3,044/moest. monthly cost
$121,760/yrincome needed

About This Home

Presenting 245 Clifford St., New Bedford, a distinguished single-family residence constructed in 1910, offering 1016 square feet of meticulously designed open floor living space on the first floor. Two bedrooms, full bath and laundry on the second floor. The basement is partial finished with a bedroom and a full bath. The yard is a good size, all fenced with a large deck. Come and take a look at this beautiful property in a great neighborhood. Subject to sellers finding suitable housing.

Getting Around

77
WalkingVery Walkable
40
TransitSome Transit
50
BikeBikeable

Schools

3/10
Normandin Middle SchoolGrades 6-80.7 mi
1/10
New Bedford High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood,Tile
  • Finished area above ground: 1,016

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,016
  • Total interior livable area: 1,016 sqft

Property

Details

  • Parcel number: M:0109 L:0254,2900964
  • Zoning: RB

Lot

  • Lot size: 3,676 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Off Street
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$174$2,088
Property Taxes $393$4,716
Electricity $354$4,259
Total$3,044$36,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,365/yr
40% on housing$91,320/yr
45% on housing$81,173/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$413This listing

vs Other Active Listings

Avg $/sqft

ZIP 02745$237
Bristol County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 02745$388
Bristol County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listed for sale$420,000
2026-08-04Contingent$420,000
2026-06-14Listed for sale$420,000
2000-10-16Sold$92,900

For Sale by Agent

AgentPatricia Correia
BrokerageSeaport Realty

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