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81 Sylvia St, New Bedford, MA, 02745

3beds
1baths
1,096sqft
$424,000
$387price/sqft
$3,070/moest. monthly cost
$122,800/yrincome needed

About This Home

Nestled at 81 Sylvia St, New Bedford, MA, this single-family residence in Bristol County presents an exciting opportunity to craft a personalized haven. Built in 1912, this property awaits your vision. The residence includes three bedrooms, offering space for rest and rejuvenation. Imagine each room as a blank canvas, ready to reflect your individual style and preferences. The possibilities are endless, from creating a cozy sanctuary to designing a vibrant and energizing atmosphere. The property includes one full bathroom. With a very large garage, this home caters to those with a passion for vehicles, hobbies, or simply a need for ample storage. Envision the possibilities: a workshop for crafting, a secure space for prized possessions, or a haven for automotive or carpentry projects. The expansive garage offers a unique advantage, providing both practicality and potential. Fenced in yard. New vinyl siding added 2025. Just over 1 mile to train station and 2 blocks from a park.

Getting Around

83
WalkingVery Walkable
34
TransitSome Transit
50
BikeBikeable

Schools

6/10
3/10
Normandin Middle SchoolGrades 6-80.6 mi
1/10
New Bedford High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1912

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Bulkhead

Bathroom1

  • Features: Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile, Jacuzzi / Whirlpool Soaking Tub
  • Level: First

Bedroom2

  • Features: Flooring - Laminate
  • Level: Second

Bedroom3

  • Features: Flooring - Laminate
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Door features: French Doors
  • Flooring: Wood,Tile,Laminate
  • Finished area above ground: 1,096

Heating & Cooling

  • Heating features: Radiant,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,096
  • Total interior livable area: 1,096 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile
  • Level: First

Living Room

  • Features: Wood / Coal / Pellet Stove, Flooring - Laminate
  • Level: First

Master Bedroom

  • Features: Flooring - Wood
  • Level: First

Property

Details

  • Parcel number: M:0116 L:0047,2902077
  • Zoning: RB

Features

  • Patio & porch: Porch,Deck
  • Exterior features: Porch,Deck

Lot

  • Lot size: 6,499 sqft

Parking

  • Total spaces: 6
  • Parking features: Detached,Garage Door Opener,Workshop in Garage,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,143$25,716
Home Insurance *$176$2,112
Property Taxes $397$4,764
Electricity $354$4,259
Total$3,070$36,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,257/yr
40% on housing$92,100/yr
45% on housing$81,866/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$387This listing

vs Other Active Listings

Avg $/sqft

ZIP 02745$237
Bristol County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 02745$388
Bristol County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Price change$440,000
2025-11-19Price change$450,000
2025-11-02Price change$455,000
2025-10-19Listed for sale$465,000

For Sale by Agent

AgentIva Lajoie
BrokerageSeaport Realty

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