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204 Lowell St, New Bedford, MA, 02745

4beds
1baths
2,744sqft
$499,000
$182price/sqft
$3,738/moest. monthly cost
$149,520/yrincome needed

About This Home

Welcome to 204 Lowell Street! Inside, this 4-bedroom home has been thoughtfully updated throughout. The remodeled eat-in kitchen shines with sleek stone countertops and new appliances. Hardwood floors flow through every room of the 1st floor, and the fully remodeled bathroom impresses with custom tile work. It's the outdoor space that truly sets this property apart. Start your morning with coffee on the classic farmer's porch out front, then head to the fully fenced backyard — a private oasis featuring two decks, a patio, and an above-ground pool, all made for summer cookouts, quiet evenings, and everything in between.Character, comfort, and an unbeatable North End location — tucked into a quiet neighborhood, while still allowing for quick access to Route 140 and I-195. This house makes a work commute easy. Move in ready, call today for a showing! *Furniture shown in photos is virtually staged.

Getting Around

70
WalkingVery Walkable
35
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

3/10
Normandin Middle SchoolGrades 6-80.4 mi
1/10
New Bedford High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1918

Materials

  • Foundation: Stone
  • Construction materials: Dry Wall,Plaster,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished

Bathroom

  • Level: First
  • Area: 24
  • Dimensions: 4

Bedroom2

  • Level: Second
  • Area: 130
  • Dimensions: 13

Bedroom3

  • Level: Second
  • Area: 108
  • Dimensions: 12

Bedroom4

  • Level: Second
  • Area: 100
  • Dimensions: 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Area

  • Level: First
  • Area: 195
  • Dimensions: 13

Features

  • Wall (Dry Wall),Wall (Plaster),Stairs,Plumbing (Mixed),Ceiling Fan(s)
  • Window features: Insulated Windows
  • Flooring: Hardwood,Carpet
  • Fireplace features: None
  • Finished area below ground: 1,655
  • Finished area above ground: 1,089

Heating & Cooling

  • Heating features: Natural Gas,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,089
  • Total interior livable area: 2,744 sqft

Kitchen

  • Level: First
  • Area: 48
  • Dimensions: 8

Living Room

  • Level: First
  • Area: 165
  • Dimensions: 15

Master Bedroom

  • Level: Second
  • Area: 143
  • Dimensions: 13

Other

  • Level: First
  • Area: 108
  • Dimensions: 12

Utility Room

  • Level: Lower
  • Area: 627
  • Dimensions: 33

Property

Details

  • Parcel number: NEWBM0127DL0195
  • Zoning: RA
  • Other equipment: Cable TV

Features

  • Pool features: Above Ground
  • Patio & porch: Deck,Porch
  • Fencing: Fenced

Lot

  • Lot size: 9,147 sqft
  • Features: Cul-De-Sac

Parking

  • Total spaces: 4
  • Parking features: No Garage,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$207$2,484
Property Taxes $467$5,604
Electricity $541$6,493
Total$3,738$44,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,160/yr
40% on housing$112,140/yr
45% on housing$99,680/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 02745$239
Bristol County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 02745$388
Bristol County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Listed for sale$499,000
2026-08-10Listing removed$499,000
2026-07-08Price change$499,000
2026-06-09Price change$505,000
2026-05-21Listed for sale$515,000
2025-08-29Sold$495,000
2025-08-05Contingent$484,900
2025-07-30Price change$484,900
2025-07-16Listed for sale$489,000
2021-04-30Sold$355,000
2021-03-22Pending sale$314,900
2021-03-12Listed for sale$314,900
2016-09-26Sold$219,000
1999-07-22Sold$125,900
1994-03-16Sold$65,000
1992-10-13Sold$28,000

For Sale by Agent

AgentDuckworth -Prentice Group
BrokerageSERHANT.

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