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29 Chance Cove Ln, Asheville, NC, 28806

4beds
2baths
2,232sqft
$527,000
$236price/sqft
$3,448/moest. monthly cost
$137,920/yrincome needed

About This Home

If your heart beats for the charm of an historic home, this enchanting property features timeless finishes, tall ceilings, original hardwoods and multiple levels of bright, comfortable living. Generous room proportions accommodate conversational seating across an extended plan, complemented by built-in shelving and cabinetry. Relaxed outdoor living extends onto a generous screened-in porch finished in exterior siding, concrete floors and exposed brick. A private green space is only steps beyond for added gardening, cookouts, alfresco dining and entertainment. This airy, sun-drenched kitchen, blends timeless appeal with everyday practicality showcasing a vintage-inspired backsplash, subway tiles and generous workspace across butcher block countertops. The organic garden is just in sight, making post-harvest activities almost effortless. Updated appliances include a stainless steel gas stove and French door refrigerator. A designated dining room gains the advantage of a wide-cased opening to the kitchen to encourage large gatherings and fresh, farm-to-table dinners. Elegant crown molding and decorative millwork create continuity and pair well with walls finished in wainscoting, chair rail and new paint. Intentional shelving adds a thoughtful display for conversational pieces, plants, photos or collectibles. A striking farmhouse fixture completes this package. For a showy first impression, a built-in hall tree and mud bench offer both functionality and added charm. Additional food storage finds its place behind a vintage, glass pantry - ideal for an organized display of your kitchen favorites. A timeless staircase and oversized landing create an architectural centerpiece and serve as a pivoting point for kitchen and upper level bedrooms and bath. Windows line the adjacent office or flex space, thoughtfully finished with its own private entrance and views of the organic garden and bright, native greenery along the front pathway. A private, main level half bath is only steps away for added convenience. Original hardwoods continue to the second floor and onto an oversized landing and adjacent four bedrooms and full bath with generous storage, built-in's and classic finishes that repeat main level living. This highly functional 1000+ square foot basement is smartly divided yet maintains an open concept. Stained concrete adds a durable finish and well placed lighting illuminates all spaces. Tall ceilings add to the possibilities and an inside-outside entry creates ease for projects and storage. A NEW, 2025 furnace installation brings exceptional value and added peace of mind for the coming season. An imaginative garden, framed by gracefully curved trellises, transforms this property into a living sanctuary. Pathways wind alongside seasonal vegetables, edible flowers and climbing vines to create a lush “garden-room” effect encouraging pollinators, gatherings or daily reflection. Full fencing lines back and side yards, allowing great privacy and enjoyment of one or more seating areas and outdoor fire pit. An attached rear storage, secured by a double-door ramp entry, keeps mower and gardening tools all within reach. This property is an amazing display of level-to-gently rolling green topography and ideal for a variety of outdoor activities and pets. This is more than a home - it's a place to slow down, grow your own food, gather with the people you love while embracing the rhythm of mountain living. Whether you're planting your first garden, working from home, entertaining under the stars, or simply feeding your soul, you're certain to find that and much more at this amazing property! Embrace the charm AND location - where price reflects proximity to the interstate. Only minutes from schools, shopping, eateries, The Hominy Creek Greenway, Carrier Park and West Asheville Proper.

Getting Around

8
WalkingCar-Dependent
0
TransitNo Nearby Transit
16
BikeSomewhat Bikeable

Schools

8/10
6/10
Enka MiddleGrades 7-82.5 mi
5/10
Enka HighGrades 9-123.1 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Permanent,Other - See Remarks
  • Construction materials: Brick Full,Block,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Oven,Gas Range,Microwave,Refrigerator,Washer,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,In Basement,Lower Level,Washer Hookup,Other

Basement

  • Features: Reception Area,Storage,Walk-In Closet(s),See Remarks
  • Level: Basement
  • Area: 968.76
  • Dimensions: 28' 1" X 34' 6"

Basement

  • Has basement: Yes
  • Basement: Basement Shop,Exterior Entry,Full,Interior Entry,Partially Finished,Storage Space,Walk-Out Access,Walk-Up Access

Bathroom Full

  • Features: See Remarks
  • Level: Upper
  • Area: 54.54
  • Dimensions: 6' 9" X 8' 1"

Bathroom Half

  • Features: See Remarks
  • Level: Main
  • Area: 18.9336
  • Dimensions: 4' 10" X 3' 11"

Bedroom S

  • Features: Built-in Features,Ceiling Fan(s)
  • Level: Upper
  • Area: 144.6914
  • Dimensions: 11' 5" X 12' 8"

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Upper
  • Area: 138.3564
  • Dimensions: 10' 11" X 12' 8"

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Upper
  • Area: 145.6764
  • Dimensions: 11' 7" X 12' 7"

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: See Remarks
  • Level: Main
  • Area: 173.9814
  • Dimensions: 13' 10" X 12' 7"

Features

  • Attic Other
  • Door features: Insulated Door(s)
  • Window features: Storm Window(s),Window Treatments
  • Flooring: Concrete,Tile,Wood,Other
  • Fireplace features: Fire Pit,Living Room,Other - See Remarks
  • Attic: Other
  • Finished area below ground: 0
  • Finished area above ground: 2,232

Heating & Cooling

  • Heating features: Central,Electric,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,232
  • Total interior livable area: 2,232 sqft

Kitchen

  • Features: Ceiling Fan(s),See Remarks
  • Level: Main
  • Area: 173.9814
  • Dimensions: 13' 10" X 12' 7"

Living Room

  • Features: Built-in Features,Ceiling Fan(s),Drop Zone,Storage,See Remarks
  • Level: Main
  • Area: 357.9275
  • Dimensions: 28' 3" X 12' 8"

Other

  • Features: Ceiling Fan(s),See Remarks
  • Level: Main
  • Area: 145.2425
  • Dimensions: 14' 2" X 10' 3"

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Upper
  • Area: 158.2564
  • Dimensions: 12' 7" X 12' 7"

Sunroom

  • Features: See Remarks
  • Level: Main
  • Area: 127.3689
  • Dimensions: 12' 4" X 10' 4"

Property

Details

  • Parcel number: 962736186900000
  • Zoning: RM6
  • Special condition: Standard
  • Other equipment: Other - See Remarks
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Awning(s),Covered,Enclosed,Screened,Side Porch,Other
  • Exterior features: Fire Pit,Other - See Remarks
  • Fencing: Back Yard,Partial,Wood

Lot

  • Lot size: 0.48 Acres
  • Features: Corner Lot,Green Area,Level,Private,Wooded,Other - See Remarks

Parking

  • Total spaces: 5
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Ice Storm
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,664$31,968
Home Insurance *$146$1,752
Property Taxes $431$5,172
Electricity $207$2,494
Total$3,448$41,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,217/yr
40% on housing$103,440/yr
45% on housing$91,946/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 28806$220
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28806$295
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$527,000
2024-08-21Listing removed$535,000
2024-07-08Price change$535,000
2024-06-08Listed for sale$549,000
2021-11-19Sold$460,000
2019-08-16Listing removed$235,701
2019-08-15Price change$235,701
2019-08-13Listed for sale--
2015-03-13Sold$180,000
2015-03-05Pending sale$194,900
2014-10-23Price change$194,900
2014-06-26Listed for sale$199,900

For Sale by Agent

AgentKaren Perry
BrokerageNest Realty Asheville

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