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9 N Neck Rd, Edgartown, MA, 02539

3beds
1baths
936sqft
$2,495,000
$2,666price/sqft
$14,622/moest. monthly cost
$584,880/yrincome needed

About This Home

COMMANDING WATER VIEWS ON CHAPPAQUIDDICK - This beloved fishing cottage rests high above one of the premier fishing areas on the island of Chappaquiddick. Set apart from the hustle and bustle of downtown, but within easy reach of all Edgartown offers, the pristine views over the wilds of Cape Pogue and the outer harbor bring peace and serenity for all who visit. Fishing, clamming, swimming, sailing, and relaxing with friends or family are just a few of the daily dalliances of time spent on Chappy. There is simply no better place to relax and unwind.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Block pillar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stove: /yes-propane

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Features

  • OSh
  • Flooring: Wood
  • Fireplace features: 1

Heating

  • Heating features: None

Interior Area

  • Total structure area: 936
  • Total interior livable area: 936 sqft

Property

Details

  • Parcel number: EDGAM0018B0005L
  • Zoning: R120

Features

  • Exterior features: PubBch,Deck,WViews
  • Has view: Yes
  • View description: Sound,Harbor
  • Has water view: Yes
  • Water view: Sound,Harbor
  • On waterfront: Yes
  • Waterfront features: Sound
  • Frontage type: Sound

Lot

  • Lot size: 1 Acres
  • Features: Trail Easement to shared beach stairs,Large gentle slope

Parking

  • Parking features: 3-5 spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,616$151,392
Home Insurance *$1,120$13,440
Property Taxes $532$6,384
Electricity $354$4,259
Total$14,622$175,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$501,325/yr
40% on housing$438,660/yr
45% on housing$389,920/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,666This listing

vs Other Active Listings

Avg $/sqft

ZIP 02539$1,235
Dukes County$1,021

vs Homes Sold Last Month

Median $/sqft

ZIP 02539$973
Dukes County$616

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-05Price change$2,950,000
2024-10-29Listed for sale$3,250,000

For Sale by Agent

AgentLeslie C. Floyd 508-221-4643
BrokeragePortfolio Properties

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