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37 Kathleen Dr, Andover, MA, 01810

3beds
3baths
3,128sqft
$890,000
$285price/sqft
$6,279/moest. monthly cost
$251,160/yrincome needed

About This Home

Looking for a 3-bedroom, 2.5-bath raised ranch located at the end of a cul-de-sac on a private .73-acre lot? This home offers a functional floor plan with a partially finished lower level featuring a family room with cork floor and a fireplace, a 2-car garage, and 100-amp electrical service. The property is surrounded by AVIS Conservation land, providing direct access to scenic surroundings and trails. An opportunity to customize offers instant equity while making the home your own. Conveniently located near shopping, major highways, and the highly regarded Andover school system. A solid home with great potential in a desirable neighborhood that you will enjoy. August 5th begins replacing of the water service paid for by sellers.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
8/10
10/10
Andover High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Dishwasher,Microwave,Washer,Dryer
  • Laundry features: Exterior Access,In Basement,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Concrete

Bathroom1

  • Features: Bathroom - Tiled With Tub & Shower
  • Level: First

Bathroom2

  • Features: Bathroom - Tiled With Shower Stall
  • Level: First

Bathroom3

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: Basement

Bedroom2

  • Features: Closet, Flooring - Wood
  • Level: First
  • Area: 192

Bedroom3

  • Features: Closet, Flooring - Wood
  • Level: First
  • Area: 176

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 144

Family Room

  • Level: Basement
  • Area: 260

Features

  • Flooring: Wood,Tile,Renewable/Sustainable Flooring Materials,Other,Concrete
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 784
  • Finished area above ground: 2,344

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 3,128
  • Total interior livable area: 3,128 sqft

Kitchen

  • Features: Flooring - Laminate, Exterior Access
  • Level: First
  • Area: 144

Living Room

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 340

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Closet, Flooring - Hardwood
  • Level: First
  • Area: 192

Property

Details

  • Parcel number: 1836625
  • Zoning: SRB

Features

  • Exterior features: Rain Gutters,Stone Wall

Lot

  • Lot size: 0.73 Acres
  • Features: Level

Parking

  • Total spaces: 6
  • Parking features: Under,Storage,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,500$54,000
Home Insurance *$214$2,568
Property Taxes $949$11,388
Electricity $616$7,401
Total$6,279$75,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,280/yr
40% on housing$188,370/yr
45% on housing$167,440/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 01810$412
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01810$396
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$845,000
2026-07-29Listed for sale$890,000
2011-07-28Sold$399,900
2011-06-17Price change$399,900
2011-05-06Price change$449,000
2011-03-17Price change$469,000
2011-02-25Price change$479,000
2011-01-09Price change$489,000
2010-10-31Listed for sale$519,000

For Sale by Agent

AgentTerri Sheppard
BrokerageJ. Barrett & Company

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