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11 Cuba St, Andover, MA, 01810

4beds
4baths
5,030sqft
$2,299,000
$457price/sqft
$15,619/moest. monthly cost
$624,760/yrincome needed

About This Home

Built in 2025 by renowned local builder, this 4-bedroom, 3.5-bath Modern Farmhouse w/ a 3-car side-entry garage blends sophisticated American style w/ subtle European influence. Set on a desirable southeast-facing 0.48-acre square lot & level yard, the home features a welcoming front porch and a tranquil rear patio. Ideally located w/in walking distance to markets, downtown, & the Andover rail station, it offers both convenience & charm. The sun-filled, flexible layout creates a sense of calm through warm textures & timeless design. Enter to a custom mudroom & an elegantly appointed powder room. The open-concept kitchen stands out w/ an oversized island, sleek Italian cabinetry, commercial-grade appliances, a walk-in pantry, & a curated butler’s pantry. Host in the formal dining room w/ classic finishes, or relax in the inviting family room featuring a gas fireplace & a striking wet bar. Upstairs, a home office, generous bedrooms, and designer baths complete this exceptional residence.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
West Elementary SchoolGrades K-51.3 mi
8/10
10/10
Andover High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Disposal,Microwave,ENERGY STAR Qualified Refrigerator,Wine Refrigerator,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Washer,Range Hood
  • Laundry features: Second Floor

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Bulkhead

Bathroom1

  • Level: Second

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bedroom2

  • Level: Second
  • Area: 182

Bedroom3

  • Level: Second
  • Area: 180

Bedroom4

  • Level: Second
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 240

Family Room

  • Level: First
  • Area: 400

Features

  • Bathroom,Home Office,Exercise Room
  • Door features: Insulated Doors
  • Window features: Insulated Windows,Screens
  • Flooring: Wood,Tile,Laminate
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 835
  • Finished area above ground: 4,195

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,030
  • Total interior livable area: 5,030 sqft

Kitchen

  • Level: First

Living Room

  • Level: First
  • Area: 224

Master Bedroom

  • Level: Second
  • Area: 340

Office

  • Level: Second
  • Area: 77

Property

Details

  • Parcel number: 1840026
  • Zoning: N/A

Features

  • Patio & porch: Porch,Deck - Composite,Patio
  • Exterior features: Porch,Deck - Composite,Patio,Rain Gutters,Professional Landscaping,Sprinkler System,Screens

Lot

  • Lot size: 0.48 Acres
  • Features: Wooded,Level

Parking

  • Total spaces: 11
  • Parking features: Attached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,624$139,488
Home Insurance *$553$6,636
Property Taxes $2,451$29,412
Electricity $991$11,902
Total$15,619$187,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$535,508/yr
40% on housing$468,570/yr
45% on housing$416,506/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$457This listing

vs Other Active Listings

Avg $/sqft

ZIP 01810$410
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01810$396
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$2,299,000
2026-04-15Listed for sale$2,348,000
2026-04-01Listing removed$2,348,000
2026-03-25Price change$2,348,000
2026-02-26Listed for sale$2,395,000
2025-11-25Listing removed--
2025-10-09Listed for sale$2,248,888
2025-10-02Listing removed$2,398,000
2025-08-01Price change$2,398,000
2025-06-15Price change$2,498,000
2025-05-12Price change$2,499,000
2025-05-05Listed for sale$2,598,000
2025-05-02Listing removed$2,639,000
2025-04-22Price change$2,639,000
2025-04-04Price change$2,648,000
2024-09-19Listed for sale$2,695,000
2024-05-13Sold$650,000
2024-03-07Price change$650,000
2024-02-28Price change$675,000
2024-02-08Price change$800,000
2024-01-06Price change$655,000
2023-12-10Price change$640,000
2023-11-26Price change$648,000
2023-10-14Price change$659,000
2023-10-11Price change$670,000
2023-10-09Listed for sale$680,000
2005-06-23Sold$380,000

For Sale by Agent

AgentBill Lau
BrokerageWindsor Real Estate LLC

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