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15 Geneva Rd, Andover, MA, 01810

5beds
4baths
5,187sqft
$2,399,000
$463price/sqft
$16,287/moest. monthly cost
$651,480/yrincome needed

About This Home

WATERVIEWS IN ANDOVER!! Welcome to this stunning Colonial home perched on a private peninsula with breathtaking panoramic views of Haggetts Pond. Thoughtfully designed for both comfort and luxury, this residence features a 2-car garage, and ample parking. Inside, the sun-filled living room w/ a dramatic stone fireplace, opens to a recently updated, eat-in chef's kitchen complete with high end, sleek stainless steel appliances. The finished lower level offers a spacious flex area ideal for a home gym, media room, or office. Wake up in your primary suite w/ water views in this true retreat, boasting a second stone fireplace, walk-in closet, & a spa-like bath with a jetted tub. Step outside to a wrap around porch for a relaxing afternoon overlooking Haggetts Pond that is perfect for entertaining. Energy-efficient solar panels add sustainability to style. All just moments to I-93, Indian Ridge Country Club, shopping, dining, and more—this rare waterfront gem offers it all

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
10/10
Andover High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Concrete Perimeter,Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Oven,Dishwasher,Range,Refrigerator,Freezer
  • Laundry features: Second Floor

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bathroom1

  • Features: Bathroom - 3/4, Bathroom - Tiled With Tub, Flooring - Stone/Ceramic Tile, Recessed Lighting, Lighting - Sconce
  • Level: Second
  • Area: 72

Bathroom2

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Recessed Lighting, Crown Molding
  • Level: Second
  • Area: 81

Bathroom3

  • Features: Bathroom - Full, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Recessed Lighting, Lighting - Sconce
  • Level: Second
  • Area: 108

Bedroom2

  • Features: Walk-In Closet(s), Flooring - Hardwood, Recessed Lighting, Crown Molding
  • Level: Second
  • Area: 210

Bedroom3

  • Features: Walk-In Closet(s), Flooring - Hardwood, Recessed Lighting, Crown Molding
  • Level: Second
  • Area: 440

Bedroom4

  • Features: Walk-In Closet(s), Flooring - Hardwood, Recessed Lighting, Crown Molding
  • Level: Second
  • Area: 187

Bedroom5

  • Features: Walk-In Closet(s), Flooring - Hardwood, Recessed Lighting, Crown Molding
  • Level: Second
  • Area: 238

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Lighting - Overhead, Crown Molding
  • Level: First
  • Area: 196

Family Room

  • Features: Flooring - Hardwood, Window(s) - Bay/Bow/Box, Recessed Lighting
  • Level: First
  • Area: 550

Features

  • Closet,Recessed Lighting,Lighting - Overhead,Slider,Crown Molding,Entrance Foyer,Bathroom,Office
  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Wood,Laminate,Hardwood,Flooring - Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Master Bedroom
  • Fireplace: Yes
  • Finished area below ground: 843
  • Finished area above ground: 4,344

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,187
  • Total interior livable area: 5,187 sqft

Kitchen

  • Level: First

Living Room

  • Features: Flooring - Hardwood, Window(s) - Picture, Recessed Lighting, Slider, Crown Molding
  • Level: First
  • Area: 546

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Vaulted Ceiling(s), Walk-In Closet(s), Flooring - Hardwood, Window(s) - Picture, Lighting - Overhead
  • Level: Second
  • Area: 285

Office

  • Features: Flooring - Hardwood, Recessed Lighting, Slider, Crown Molding
  • Level: First
  • Area: 196

Property

Details

  • Parcel number: M:00175 B:00006 L:00000,1844758
  • Zoning: SRC
  • Exclusions: See Inclusion Exclusion List Attached To Listing

Features

  • Patio & porch: Porch,Deck
  • Exterior features: Porch,Deck
  • Has view: Yes
  • View description: Water,Lake,Pond
  • Has water view: Yes
  • Water view: Lake,Pond,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake,Pond

Lot

  • Lot size: 0.87 Acres
  • Features: Wooded

Parking

  • Total spaces: 12
  • Parking features: Attached,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Earthquake
Hurricane
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,130$145,560
Home Insurance *$577$6,924
Property Taxes $2,558$30,696
Electricity $1,022$12,274
Total$16,287$195,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$558,411/yr
40% on housing$488,610/yr
45% on housing$434,320/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$463This listing

vs Other Active Listings

Avg $/sqft

ZIP 01810$410
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01810$396
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$2,399,000
2026-04-16Listing removed$2,499,000
2025-07-16Listed for sale$2,499,000

For Sale by Agent

AgentTeam Lillian Montalto
BrokerageLillian Montalto Signature Properties

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