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322 River Rd, Andover, MA, 01810

3beds
2baths
2,155sqft
$819,900
$380price/sqft
$5,640/moest. monthly cost
$225,600/yrincome needed

About This Home

PRICE IMPVOVEMENT!!!!Turn-key oversized ranch! Completely updated and upgraded by a premier luxury home builder! Enjoy the convenience of 1 floor leaving with the peace of mind of having every system in the house being brand new: Brand new septic, roof, gutters, electrical, Central heat and A/C, tankless water heather, even the gas service! Closer to new construction as it gets! This "down to the studs' renovation deployed extensive spray foam insulation to make the home energy efficient and comfortable year-round. The 2 designer inspired bathrooms are a treat to the eyes, spacious bedrooms, 4 in total, a versatile open floor kitchen/living area space and a four-season bonus room with cathedral style ceilings to tease your imagination! add the attached 2-car garage, amazing location and, finally, over an acre of land ready to start your new chapter as spring arrives! Whole house generator included! Outdoor pictures were enhanced electronicaly.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
6/10
Wilmington Middle SchoolGrades 6-84.3 mi
7/10
Wilmington High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,155

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,155
  • Total interior livable area: 2,155 sqft

Property

Details

  • Parcel number: M:00214 B:00008 L:00000,1845921
  • Zoning: SRC

Lot

  • Lot size: 1.71 Acres

Parking

  • Total spaces: 5
  • Parking features: Attached,Garage Door Opener,Garage Faces Side,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,145$49,740
Home Insurance *$197$2,364
Property Taxes $874$10,488
Electricity $424$5,099
Total$5,640$67,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,371/yr
40% on housing$169,200/yr
45% on housing$150,400/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$380This listing

vs Other Active Listings

Avg $/sqft

ZIP 01810$411
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01810$396
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$924,000
2026-04-29Price change$939,000
2026-03-27Price change$929,000
2026-03-08Listed for sale$939,000
2026-03-06Listing removed$937,500
2026-02-05Price change$937,500
2026-01-06Price change$938,000
2025-12-05Price change$939,000
2025-10-30Listed for sale$949,000
2024-09-30Sold$550,000
2024-09-05Contingent$650,000
2024-09-03Price change$650,000
2024-08-16Listed for sale$799,900
2024-08-14Listing removed$800,000
2024-07-10Listed for sale$800,000

For Sale by Agent

AgentThe Commonwealth Group
BrokerageColdwell Banker Realty - Waltham

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