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43 Woodward Ave, Gloucester, MA, 01930

4beds
2baths
2,084sqft
$1,099,000
$527price/sqft
$7,219/moest. monthly cost
$288,760/yrincome needed

About This Home

This beautifully maintained home has been extensively updated, offering true move-in-ready living. The 1st floor features a stunning chef’s kitchen with quartz countertops, custom cabinetry, and quality finishes throughout. Also on the main level are a spacious bedroom, dining area, front-to-back living room with a new gas fireplace, full bath, and an exceptional sunroom overlooking the expansive deck and backyard. Upstairs, you'll find a generously sized primary bedroom, two additional bedrooms, and a second full bath. A standout feature is the 12' x 20' shed with electricity and plumbing, offering exciting potential as a guest suite, in-law space, private office, studio, or workshop. Just steps from the property, enjoy deeded/shared access to the scenic Little River (which flows into the Annisquam), where you can swim, launch kayaks or paddleboards, go clamming, or simply take in the water views and coastal charm that make this location so desirable.

Getting Around

3
WalkingCar-Dependent
33
TransitSome Transit
5
BikeSomewhat Bikeable

Schools

6/10
4/10
Gloucester High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1962

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Dishwasher,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Bulkhead

Bathroom1

  • Features: Bathroom - 3/4
  • Level: First

Bathroom2

  • Features: Skylight
  • Level: Second

Bedroom2

  • Features: Flooring - Hardwood
  • Level: Second
  • Area: 208

Bedroom3

  • Features: Flooring - Hardwood
  • Level: Second
  • Area: 108

Bedroom4

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring - Hardwood, Lighting - Pendant
  • Level: First
  • Area: 189

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Recessed Lighting,Sun Room
  • Window features: Skylight(s)
  • Flooring: Tile,Hardwood,Flooring - Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,084

Heating & Cooling

  • Heating features: Central,Baseboard,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,084
  • Total interior livable area: 2,084 sqft

Kitchen

  • Features: Flooring - Hardwood, Countertops - Stone/Granite/Solid, Kitchen Island, Recessed Lighting, Remodeled, Lighting - Pendant
  • Level: First
  • Area: 225

Living Room

  • Features: Flooring - Hardwood, Recessed Lighting
  • Level: First
  • Area: 208

Master Bedroom

  • Features: Vaulted Ceiling(s), Flooring - Hardwood, Recessed Lighting
  • Level: Second
  • Area: 286

Property

Details

  • Parcel number: 1904400
  • Zoning: R-20
  • Foundation area: 999

Features

  • Patio & porch: Deck - Exterior,Porch - Enclosed,Patio
  • Exterior features: Porch - Enclosed,Patio,Storage,Garden
  • Has view: Yes
  • View description: Water,River
  • Has water view: Yes
  • Water view: River,Water

Lot

  • Lot size: 0.28 Acres
  • Features: Wooded

Parking

  • Total spaces: 5
  • Parking features: Paved Drive,Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,557$66,684
Home Insurance *$376$4,512
Property Taxes $876$10,512
Electricity $410$4,931
Total$7,219$86,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$247,508/yr
40% on housing$216,570/yr
45% on housing$192,506/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$527This listing

vs Other Active Listings

Avg $/sqft

ZIP 01930$513
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01930$426
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$1,099,000
2026-05-26Listed for sale$1,175,000
2023-11-16Sold$760,000
2023-09-11Contingent$729,000
2023-09-05Listed for sale$729,000
2002-05-30Sold$355,000
1996-03-11Sold$185,000
1987-10-16Sold$195,000

For Sale by Agent

AgentBarbara Dugan
BrokerageEngel & Volkers By the Sea

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