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178 Atlantic St, Gloucester, MA, 01930

3beds
3baths
2,404sqft
$1,225,000
$510price/sqft
$8,063/moest. monthly cost
$322,520/yrincome needed

About This Home

Moments from the pristine shores of Wingaersheek Beach, this beautifully maintained three bedroom, two and a half bath home offers the perfect weekend retreat, seasonal escape, or year round coastal residence. Set in a picturesque setting with views of the Jones River, the property is filled with natural light and features hardwood floors with comfortable living spaces throughout including a kitchen open to the dining area and a family room with fireplace. The second level features three bedrooms and two full baths, including the primary suite. Outside, established perennial gardens and inviting outdoor spaces create a wonderful setting for relaxing or entertaining. Unfinished basement houses utilities & storage space. Two car garage beneath the home provides convenient parking and additional storage. Thoughtfully updated throughout, the home offers a low maintenance coastal lifestyle just moments from one of Cape Ann’s most beloved beaches.

Getting Around

10
WalkingCar-Dependent
18
TransitMinimal Transit
17
BikeSomewhat Bikeable

Schools

6/10
4/10
Gloucester High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Tankless Water Heater,Range,Dishwasher,Refrigerator,Washer,Dryer,Wine Refrigerator,Range Hood
  • Laundry features: First Floor,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Unfinished

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Dryer Hookup - Electric, Recessed Lighting, Washer Hookup
  • Level: Main,First
  • Area: 56

Bathroom2

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
  • Level: Second
  • Area: 72

Bathroom3

  • Features: Bathroom - 3/4, Bathroom - Double Vanity/Sink, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
  • Level: Second
  • Area: 91

Bedroom2

  • Features: Closet, Flooring - Hardwood
  • Level: Second
  • Area: 182

Bedroom3

  • Features: Closet, Flooring - Hardwood
  • Level: Second
  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Balcony / Deck, Deck - Exterior, Exterior Access, Lighting - Pendant
  • Level: Main,First
  • Area: 196

Family Room

  • Features: Vaulted Ceiling(s), Flooring - Hardwood, Balcony / Deck, Deck - Exterior, Exterior Access, Recessed Lighting, Slider
  • Level: Main,First
  • Area: 238

Features

  • Office,Internet Available - Broadband
  • Flooring: Hardwood,Flooring - Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area above ground: 2,404

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric,Propane
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,404
  • Total interior livable area: 2,404 sqft

Kitchen

  • Features: Ceiling Fan(s), Flooring - Hardwood, Countertops - Stone/Granite/Solid, Recessed Lighting, Wine Chiller, Peninsula, Lighting - Overhead
  • Level: Main,First
  • Area: 168

Living Room

  • Features: Flooring - Hardwood, Window(s) - Picture
  • Level: Main,First
  • Area: 234

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - 3/4, Bathroom - Double Vanity/Sink, Walk-In Closet(s), Closet/Cabinets - Custom Built, Flooring - Hardwood, Window(s) - Picture
  • Level: Second
  • Area: 234

Office

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 91

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: 1906003
  • Zoning: R-20

Features

  • Patio & porch: Porch,Deck
  • Exterior features: Porch,Deck,Rain Gutters,Fenced Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Scenic View(s),Water,Marsh,River
  • Has water view: Yes
  • Water view: Marsh,River,Water
  • Waterfront features: Beach Access,Ocean,Walk to,3/10 to 1/2 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 0.42 Acres
  • Features: Sloped

Parking

  • Total spaces: 5
  • Parking features: Attached,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,194$74,328
Home Insurance *$419$5,028
Property Taxes $976$11,712
Electricity $474$5,688
Total$8,063$96,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$276,445/yr
40% on housing$241,890/yr
45% on housing$215,013/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$510This listing

vs Other Active Listings

Avg $/sqft

ZIP 01930$514
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01930$426
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Listed for sale$1,225,000
2025-10-30Listing removed$1,325,000
2025-09-12Price change$1,325,000
2025-05-27Listed for sale$1,395,000
2014-09-04Sold$550,000
2014-08-21Pending sale$599,000
2014-06-20Price change$599,000
2014-05-21Listed for sale$639,900
2005-02-08Sold$510,000
1998-10-29Sold$270,000
1996-01-09Sold$76,000
1993-01-29Sold$200,000
1990-08-31Sold$196,000

For Sale by Agent

AgentAmanda Armstrong Group
BrokerageCompass

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