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402 River St APT 4C, Haverhill, MA, 01832

2beds
2baths
1,016sqft
$325,000
$320price/sqft
$2,385/moest. monthly cost
$95,400/yrincome needed

About This Home

Get ready to own this bright and beautifully renovated 2-bedroom, 2-bath loft condo blending modern updates with historic charm. Once a former shoe factory, this unique home features soaring 10+ ft ceilings, exposed brick, abundant natural light, and an open-concept layout ideal for today’s lifestyle.The updated kitchen flows seamlessly into the dining and living areas and includes stainless steel appliances, new flooring, and fresh paint throughout. Both bathrooms have been fully renovated for a clean, modern feel.Additional highlights include two off-street parking spaces (not deeded), a new roof (Dec 2023), new boiler system (July 2024), and a fully modernized elevator (Sept 2025).Conveniently located near shopping, dining, parks, major highways, public transportation, and the Merrimack River—just a short walk to downtown Haverhill.Don’t miss your opportunity to own a piece of Haverhill’s vibrant and growing community. Schedule your showing today!

Getting Around

54
WalkingSomewhat Walkable
38
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

5/10
Consentino Middle SchoolGrades 5-80.4 mi
4/10
Haverhill High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Refrigerator
  • Laundry features: Second Floor,In Building

Bathroom1

  • Features: Bathroom - Full
  • Level: Fourth Floor

Bedroom2

  • Level: Fourth Floor

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Fourth Floor

Features

  • Flooring: Laminate
  • Finished area above ground: 1,016

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,016
  • Total interior livable area: 1,016 sqft

Kitchen

  • Level: Fourth Floor

Living Room

  • Level: Fourth Floor

Master Bedroom

  • Level: Fourth Floor

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 1926115
  • Zoning: 0

Features

  • Has view: Yes
  • View description: Water,River
  • Has water view: Yes
  • Water view: River,Water

Parking

  • Total spaces: 2
  • Parking features: Off Street
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$98$1,176
Property Taxes $290$3,480
Electricity $354$4,259
Total$2,385$28,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,771/yr
40% on housing$71,550/yr
45% on housing$63,600/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$320This listing

vs Other Active Listings

Avg $/sqft

ZIP 01832$284
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01832$335
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$325,000
1991-08-13Sold$66,900

For Sale by Agent

AgentSolangi Tavarez
BrokerageKearns Nardone Realty LLC

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