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510 W Lowell Ave, Haverhill, MA, 01832

2beds
2baths
1,473sqft
$575,000
$390price/sqft
$3,939/moest. monthly cost
$157,560/yrincome needed

About This Home

Seller is now offering a $10,000 Interest rate Buy-down at closing!!!!! Welcome to this meticulously maintained Haverhill home offering comfort, privacy, and exceptional potential to build equity. Lovingly cared for and thoughtfully updated over the past 12 years, this property is move-in ready while providing exciting opportunities for future expansion. The spacious layout offers the potential to create a desirable 3rd bedroom on the first floor, with the adjacent half bath providing the opportunity to expand into a full bath with shower. Conceptual floor plans highlight the possibilities for creating additional living space Looking for even more flexibility? The expansive, private backyard offers potential for an ADU, guest suite, home office, or multigenerational living opportunity (buyer to verify permitting requirements). The dry basement provides excellent storage or future finishing potential. Conveniently located near shopping, dining, and commuter routes.

Getting Around

34
WalkingCar-Dependent
33
TransitSome Transit
11
BikeSomewhat Bikeable

Schools

5/10
Consentino Middle SchoolGrades 5-81.1 mi
4/10
Haverhill High SchoolGrades 9-121.2 mi
6/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Concrete Perimeter,Block
  • Roof: Asphalt/Composition Shingles
  • Construction materials: Conventional (2x4-2x6)

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Dishwasher,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom2

  • Level: Second
  • Area: 112.53

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 148.953

Features

  • Internet Available - Unknown
  • Flooring: Wood,Carpet
  • Finished area above ground: 1,473

Heating & Cooling

  • Heating features: Central,Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,473
  • Total interior livable area: 1,473 sqft

Kitchen

  • Level: First
  • Area: 241.32

Living Room

  • Level: First
  • Area: 254

Master Bathroom

  • Features: Yes

Master Bedroom

  • Level: Second
  • Area: 196.85

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: 1928502
  • Zoning: n/a

Features

  • Levels: Multi/Split
  • Patio & porch: Deck - Wood,Patio
  • Exterior features: Deck - Wood,Patio,Storage,Garden

Lot

  • Lot size: 6,969 sqft
  • Features: Gentle Sloping

Parking

  • Total spaces: 4
  • Parking features: Off Street
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$174$2,088
Property Taxes $504$6,048
Electricity $354$4,259
Total$3,939$47,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,051/yr
40% on housing$118,170/yr
45% on housing$105,040/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 01832$280
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01832$335
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$575,000
2026-08-04Contingent$575,000
2026-07-01Listed for sale$575,000
2014-05-30Sold$225,000
2014-03-29Pending sale$234,900
2014-03-19Price change$234,900
2014-03-04Price change$239,900
2014-01-29Price change$244,900
2014-01-13Listed for sale$249,900
2005-09-28Sold$269,900

For Sale by Agent

AgentSeMone Barberian
BrokerageKeller Williams Coastal and Lakes & Mountains Realty

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