See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

203 Rocky Mountain Way, Arden, NC, 28704

2beds
2baths
973sqft
$275,000
$283price/sqft
$1,818/moest. monthly cost
$72,720/yrincome needed

About This Home

This MOVE-IN READY townhome, situated within a friendly, private 55+ neighborhood, offers the perfect blend of peace, convenience, and community, featuring an effortless single-story layout with absolutely no stairs inside. Freshly Painted, new carpet, Flooring in living area, and new light fixtures, HVAC only a few years old. A covered front porch with a tranquil view of the community pond. One of the biggest advantages is the comprehensive HOA coverage, which ensures a truly hassle-free lifestyle by handling water, sewer, trash, professional lawn care, gate maintenance, exterior siding maintenance, and roof maintenance/replacement, all while the excellent location keeps you mere minutes from grocery shopping, dining, the Arboretum, Bent Creek recreation area, and essential medical services. This is more than just a home; it's an opportunity to embrace a low-maintenance, active, and social lifestyle in a sought-after community. The 2026 tax appraisal value is $149,700. The 2027 tax bill will be based on that amount.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
Avery's Creek ElementaryGrades PK-41.8 mi
9/10
Valley Springs MiddleGrades 5-82.8 mi
7/10
T C Roberson HighGrades PK,9-123.1 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Garage,Laundry Closet,Washer Hookup,Other

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Pantry
  • Flooring: Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 973

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Space Heater
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 973
  • Total interior livable area: 973 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 963368284100000
  • Zoning: R-2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Front Porch
  • Exterior features: Lawn Maintenance

Lot

  • Lot size: 0.06 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Drought
Inland Flooding
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$70$840
Property Taxes $158$1,896
Electricity $200$2,405
Total$1,818$21,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,331/yr
40% on housing$54,540/yr
45% on housing$48,480/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 28704$351
Buncombe County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 28704$266
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Price change$275,000
2026-06-08Price change$290,000
2026-04-17Price change$295,000
2026-03-24Listed for sale$300,000
2008-07-17Listing removed$127,000
2008-06-10Listed for sale$127,000
2005-06-27Sold$100,500
2002-08-08Sold$80,000

For Sale by Agent

AgentChrystal Anthony
BrokerageHoward Hanna Beverly-Hanks

Similar Homes