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12 Newton Rd, Haverhill, MA, 01830

5beds
3baths
3,007sqft
$729,000
$242price/sqft
$5,158/moest. monthly cost
$206,320/yrincome needed

About This Home

Absolutely stunning bungalow perched high above the road on a hill w/ sweeping views of Kenoza Lake! Featuring some of the best preserved woodworking & charm you’ll find in an updated home today. Perfect setup for in-law! The modern renovated kitchen offers a lg island, abundant windows filled w/ natural light, and opens to a great patio—perfect for entertaining. It flows seamlessly into the dining room w/ built-ins and intricate woodwork you just don’t see anymore. Generous sized great room w/ fireplace and a formal living room both open to a beautiful front porch overlooking the lake. A half bath and too many thoughtful details to list complete the first floor. Upstairs offers 4 well proportioned bedrooms, w/ the main BR featuring 2 walk-in closets & a relaxing sitting area w/ lake views and an incredible breeze. Lower level has a bonus room w/ full bath—ideal for guests, in-law, nanny or office. Oversized 1-car garage & lovely perennial garden...this home will not disappoint!

Getting Around

9
WalkingCar-Dependent
22
TransitMinimal Transit
28
BikeSomewhat Bikeable

Schools

5/10
Whittier Middle SchoolGrades 5-80.6 mi
4/10
Haverhill High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 576
  • Finished area above ground: 2,431

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 3,007
  • Total interior livable area: 3,007 sqft

Property

Details

  • Parcel number: M:0664 B:00005 L:8,1935784
  • Zoning: 999

Features

  • Patio & porch: Screened,Patio
  • Exterior features: Porch - Screened,Patio
  • Has view: Yes
  • View description: Scenic View(s),Water,Lake
  • Has water view: Yes
  • Water view: Lake,Water

Lot

  • Lot size: 0.46 Acres

Parking

  • Total spaces: 6
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,686$44,232
Home Insurance *$241$2,892
Property Taxes $639$7,668
Electricity $592$7,115
Total$5,158$61,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,845/yr
40% on housing$154,740/yr
45% on housing$137,546/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 01830$258
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01830$298
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$729,000
2026-06-23Price change$749,000
2026-06-08Price change$769,000
2026-05-20Listed for sale$789,000
2024-10-18Sold$760,000
2024-09-09Contingent$739,000
2024-09-03Listed for sale$739,000
2020-05-29Sold$475,000
2020-03-25Pending sale$467,900
2020-03-21Listed for sale$467,900
1994-04-29Sold$135,000

For Sale by Agent

AgentJeremy McElwain
BrokerageColdwell Banker Realty - Manchester

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