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66 Edgemere Rd, Lynn, MA, 01904

3beds
2baths
1,296sqft
$699,999
$540price/sqft
$4,733/moest. monthly cost
$189,320/yrincome needed

About This Home

Charming, fully updated Cape situated in the highly desirable Fay’s Estate neighborhood of Lynn, located in the Ward 1 district. This home offers an oversized, private wooded lot featuring a new above-ground pool and a custom wrap-around composite deck, providing plenty of additional land for a great play area. The interior boasts an abundance of natural woodwork and hardwood floors throughout, with three bedrooms—including two oversized bedrooms on the second floor and one bedroom on the first floor. Enjoy a modern kitchen equipped with all-new appliances, a wonderful formal dining room with a custom built-in china cabinet, and a brand-new mini-split air conditioning system to cool the entire home. For maximum efficiency, the sellers recently installed a brand-new gas heating system and a new on-demand tankless gas water heater. The home also offers an updated 200-amp electrical service a Newer roof and updated Windows.

Getting Around

36
WalkingCar-Dependent
30
TransitSome Transit
12
BikeSomewhat Bikeable

Schools

9/10
AbornGrades K-50.9 mi
4/10
Pickering Middle SchoolGrades 6-80.7 mi

Construction

Condition

  • Year built: 1926

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Tankless Water Heater

Bedroom2

  • Features: Flooring - Hardwood
  • Level: Second

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Closet/Cabinets - Custom Built, Flooring - Hardwood
  • Level: First

Features

  • Window features: Insulated Windows
  • Flooring: Hardwood
  • Finished area above ground: 1,296

Heating & Cooling

  • Heating features: Steam,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Kitchen

  • Level: First

Living Room

  • Features: Flooring - Hardwood
  • Level: First

Master Bedroom

  • Features: Flooring - Hardwood
  • Level: Second

Property

Details

  • Parcel number: M:099 B:151 L:012,1989930
  • Zoning: R1

Features

  • Patio & porch: Porch,Porch - Enclosed
  • Exterior features: Porch,Porch - Enclosed
  • Waterfront features: 1 to 2 Mile To Beach

Lot

  • Lot size: 10,054 sqft
  • Features: Wooded

Parking

  • Total spaces: 5
  • Parking features: Paved Drive,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$236$2,832
Property Taxes $604$7,248
Electricity $354$4,259
Total$4,733$56,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,274/yr
40% on housing$141,990/yr
45% on housing$126,213/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$540This listing

vs Other Active Listings

Avg $/sqft

ZIP 01904$307
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01904$409
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$698,999
2026-07-28Listed for sale$699,999
2015-08-14Sold$325,000
2010-06-15Sold$287,000
2010-04-06Listed for sale$289,500
2001-03-01Sold$203,000
2000-01-07Sold$175,000

For Sale by Agent

AgentEric Kerr
BrokerageEWK Realty

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