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21 Stanwood St, Lynn, MA, 01904

2beds
2baths
1,442sqft
$530,000
$368price/sqft
$3,668/moest. monthly cost
$146,720/yrincome needed

About This Home

Enjoy the ease of one-level living in this beautifully updated ranch-style home, thoughtfully renovated and move-in ready. The main level features two comfortable bedrooms, one full bath, and newly restored hardwood floors that add warmth and character throughout. The bright, inviting living and dining rooms showcase new windows, while fresh interior paint and new stainless steel appliances provide a modern touch. The beautifully finished lower level offers exceptional additional living space, including a bonus room that is perfect for a home office, guest room, gym, or hobby area and a full bath. Set on a generous half-acre lot, this property provides plenty of off-street parking along with ample outdoor space for entertaining, gardening, or simply relaxing. Combining stylish updates, functional living space, and a desirable layout, this home is ready to welcome its next owner.

Getting Around

66
WalkingSomewhat Walkable
32
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

4/10
Pickering Middle SchoolGrades 6-80.8 mi
1/10
Lynn English High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom2

  • Features: Closet, Flooring - Hardwood
  • Level: Main,First
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Flooring - Hardwood, Deck - Exterior, Exterior Access, Remodeled
  • Level: Main,First
  • Area: 117

Family Room

  • Features: Flooring - Stone/Ceramic Tile
  • Level: Basement
  • Area: 294

Features

  • Bathroom - Full,Closet,Bonus Room
  • Door features: French Doors
  • Flooring: Tile,Hardwood,Flooring - Stone/Ceramic Tile
  • Finished area below ground: 552
  • Finished area above ground: 890

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,442
  • Total interior livable area: 1,442 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile
  • Level: Main,First
  • Area: 120

Living Room

  • Features: Flooring - Hardwood, Window(s) - Picture, French Doors, Exterior Access, Recessed Lighting, Remodeled
  • Level: Main,First
  • Area: 220

Master Bedroom

  • Features: Closet, Flooring - Hardwood
  • Level: Main,First
  • Area: 143

Property

Details

  • Parcel number: M:098 B:160 L:025,1990203
  • Zoning: R1

Features

  • Patio & porch: Deck
  • Exterior features: Deck
  • Waterfront features: Bay,Ocean,1 to 2 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 0.46 Acres

Parking

  • Total spaces: 5
  • Parking features: Paved Drive,Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$178$2,136
Property Taxes $457$5,484
Electricity $354$4,259
Total$3,668$44,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,760/yr
40% on housing$110,040/yr
45% on housing$97,813/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$368This listing

vs Other Active Listings

Avg $/sqft

ZIP 01904$310
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01904$409
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$530,000
2026-08-04Contingent$530,000
2026-07-30Listed for sale$530,000
2001-07-27Sold$174,900

For Sale by Agent

AgentNancy Antonopoulos
BrokerageCrimson Real Estate Agency, LLC

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