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19 Boynton St, Lynn, MA, 01904

2beds
2baths
1,568sqft
$649,000
$414price/sqft
$4,405/moest. monthly cost
$176,200/yrincome needed

About This Home

LENDER PAID RATE BUY-DOWN PROGRAM AVAILABLE WITH RATES IN THE 4%’S !!! Welcome to this beautiful home in Wyoma, Lynn. The living room features a cozy pellet-burning fireplace and adjoining bonus room—perfect for a home office/study. The kitchen offers granite countertops and opens to a spacious dining room, ideal for everyday living and entertaining. The second floor includes two bedrooms and a full bath, highlighted by a spacious primary bedroom with a large walk-in closet. A full unfinished basement provides laundry, workshop space, and ample storage, while the attached two-car garage adds convenience and additional storage. New asphalt shingle roof and solar panel system installed in 2021, with a transferable solar agreement for the new owner. What truly sets this property apart is its generous 14,653-sqft lot—significantly larger than most in the neighborhood—the expansive yard offers abundant space for entertaining, gardening, recreation, and future possibilities!

Getting Around

79
WalkingVery Walkable
30
TransitSome Transit
29
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Stone,Brick/Mortar
  • Roof: Shingle
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Dishwasher,Disposal,Refrigerator,Washer,Dryer,Range Hood
  • Laundry features: Electric Dryer Hookup,Washer Hookup,In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Garage Access,Concrete,Unfinished

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile, Lighting - Sconce, Lighting - Overhead
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - With Tub, Closet - Linen, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Recessed Lighting, Lighting - Sconce, Lighting - Overhead, Soaking Tub
  • Level: Second

Bedroom2

  • Features: Ceiling Fan(s), Closet, Flooring - Hardwood, Lighting - Sconce
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Ceiling Fan(s), Flooring - Hardwood
  • Level: First

Features

  • Study,Internet Available - Unknown
  • Window features: Insulated Windows
  • Flooring: Hardwood,Flooring - Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,308
  • Finished area above ground: 1,568

Heating & Cooling

  • Heating features: Steam,Radiant,Oil,Pellet Stove
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,568
  • Total interior livable area: 1,568 sqft

Kitchen

  • Features: Ceiling Fan(s), Flooring - Hardwood, Countertops - Stone/Granite/Solid
  • Level: First

Living Room

  • Features: Wood / Coal / Pellet Stove, Ceiling Fan(s), Flooring - Hardwood, Exterior Access
  • Level: First

Master Bedroom

  • Features: Ceiling Fan(s), Walk-In Closet(s), Flooring - Hardwood, Lighting - Sconce
  • Level: Second

Property

Details

  • Parcel number: 1991229
  • Zoning: R1

Features

  • Patio & porch: Deck - Roof,Patio
  • Exterior features: Deck - Roof,Patio
  • Waterfront features: Ocean,1 to 2 Mile To Beach

Lot

  • Lot size: 0.34 Acres
  • Features: Wooded

Parking

  • Total spaces: 8
  • Parking features: Attached,Under,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$219$2,628
Property Taxes $551$6,612
Electricity $354$4,259
Total$4,405$52,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,028/yr
40% on housing$132,150/yr
45% on housing$117,466/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$414This listing

vs Other Active Listings

Avg $/sqft

ZIP 01904$308
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01904$409
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$649,000
2026-06-15Listed for sale$689,000
2017-08-10Sold$379,900
2017-06-28Pending sale$379,900
2017-06-21Listed for sale$379,900
2004-11-01Sold$315,000

For Sale by Agent

AgentSteve Tedesco
BrokerageKeller Williams Realty Evolution

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