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77 Hurd St, Lynn, MA, 01905

4beds
3baths
2,236sqft
$849,000
$380price/sqft
$5,777/moest. monthly cost
$231,080/yrincome needed

About This Home

Located on a quiet street in the sought-after Pine Hill neighborhood, just 400 feet from Gallagher Playground, this 4 bed 2.5 bath is move-in ready! The exterior features a new roof, siding, black windows, and composite decks. Inside, the open concept main level offers a spacious living room, dining area, half bath, and stunning kitchen. Kitchen showcases white oak and off-white shaker cabinetry, stainless steel appliances, and complimentary countertops. A slider opens to a deck overlooking the backyard, perfect for entertaining. Upstairs you'll find four total bedrooms, three bedrooms sharing a beautifully finished full bath with marble tile, plus a spacious primary suite featuring ample closet space and a private bath. The finished basement offers valuable bonus living space, and the location provides easy access to outdoor recreation, just 0.4 miles from Barkland Avenue Dog Park and 0.3 miles from Lynn Woods and the reservoir.

Getting Around

28
WalkingCar-Dependent
27
TransitSome Transit
17
BikeSomewhat Bikeable

Schools

3/10
Breed Middle SchoolGrades 6-81.0 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Garrison
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Disposal,Microwave,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Washer,Oven,Plumbed For Ice Maker
  • Laundry features: Laundry Closet,Flooring - Vinyl,Electric Dryer Hookup,Recessed Lighting,Remodeled,Second Floor,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access,Interior Entry,Bulkhead

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile, Flooring - Marble, Window(s) - Picture, Recessed Lighting, Remodeled, Lighting - Pendant
  • Level: Main,First

Bathroom2

  • Features: Bathroom - Full, Bathroom - Tiled With Tub, Flooring - Stone/Ceramic Tile, Flooring - Marble, Window(s) - Picture, Recessed Lighting, Remodeled, Lighting - Overhead
  • Level: Second

Bathroom3

  • Features: Bathroom - 3/4, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Flooring - Marble, Recessed Lighting, Remodeled, Lighting - Pendant
  • Level: Second

Bedroom2

  • Features: Closet, Window(s) - Picture, Recessed Lighting, Remodeled
  • Level: Second

Bedroom3

  • Features: Closet, Window(s) - Picture, Recessed Lighting, Remodeled
  • Level: Second

Bedroom4

  • Features: Closet, Window(s) - Picture, Recessed Lighting, Remodeled
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Deck - Exterior, Exterior Access, Open Floorplan, Recessed Lighting, Remodeled, Slider
  • Level: Main,First

Family Room

  • Features: Closet, Flooring - Vinyl, Window(s) - Picture, Exterior Access, Open Floorplan, Recessed Lighting, Remodeled
  • Level: Basement

Features

  • Finish - Cement Plaster
  • Window features: Insulated Windows,Screens
  • Flooring: Marble,Stone / Slate,Engineered Hardwood
  • Finished area below ground: 713
  • Finished area above ground: 1,523

Heating & Cooling

  • Heating features: Central,Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,236
  • Total interior livable area: 2,236 sqft

Kitchen

  • Features: Window(s) - Picture, Dining Area, Pantry, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Kitchen Island, Cabinets - Upgraded, Exterior Access, Open Floorplan, Recessed Lighting, Remodeled, Slider, Stainless Steel Appliances, Lighting - Pendant, Crown Molding
  • Level: Main,First

Living Room

  • Features: Window(s) - Picture, Exterior Access, Open Floorplan, Recessed Lighting, Remodeled
  • Level: Main,First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Walk-In Closet(s), Window(s) - Picture, Recessed Lighting, Remodeled
  • Level: Second

Property

Details

  • Parcel number: 1992109
  • Zoning: R2

Features

  • Patio & porch: Deck - Vinyl
  • Exterior features: Deck - Vinyl,Rain Gutters,Screens
  • Waterfront features: Lake/Pond,Ocean,Walk to,Beach Ownership(Public)
  • Frontage length: 75.00

Lot

  • Lot size: 7,484 sqft
  • Features: Cleared,Level

Parking

  • Total spaces: 4
  • Parking features: Off Street,Tandem,Driveway,Stone/Gravel
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$323$3,876
Property Taxes $721$8,652
Electricity $440$5,291
Total$5,777$69,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,068/yr
40% on housing$173,310/yr
45% on housing$154,053/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$380This listing

vs Other Active Listings

Avg $/sqft

ZIP 01905$303
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01905$439
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$849,000
2014-02-02Listing removed$219,900
2014-01-23Price change$219,900
2013-12-11Price change$214,900
2013-11-29Listed for sale$229,900

For Sale by Agent

AgentBrianna Maggio
BrokerageeXp Realty LLC

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