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26 Kirtland St, Lynn, MA, 01905

3beds
2baths
1,424sqft
$642,500
$451price/sqft
$4,391/moest. monthly cost
$175,640/yrincome needed

About This Home

This distinguished residence at 26 Kirtland Street in Lynn, Massachusetts, presents a unique opportunity. The single-family home boasts 6 bedrooms and 2 full bathrooms, providing ample comfort for its residents. Recent upgrades include a new roof, updated kitchen flooring, and new water heaters, all of which enhance the property's appeal. We encourage you to bring your clients to explore this exceptional opportunity.

Getting Around

85
WalkingVery Walkable
45
TransitSome Transit
51
BikeBikeable

Schools

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,424

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,424
  • Total interior livable area: 1,424 sqft

Property

Details

  • Parcel number: M:038 B:323 L:025,1994886
  • Zoning: R4

Lot

  • Lot size: 4,500 sqft
  • Features: Level

Parking

  • Total spaces: 6
  • Parking features: Paved Drive
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,248$38,976
Home Insurance *$244$2,928
Property Taxes $545$6,540
Electricity $354$4,259
Total$4,391$52,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,548/yr
40% on housing$131,730/yr
45% on housing$117,093/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$451This listing

vs Other Active Listings

Avg $/sqft

ZIP 01905$303
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01905$439
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Listed for sale$650,000
2024-06-27Sold$600,000
2024-05-20Contingent$549,000
2024-05-10Listed for sale$549,000

For Sale by Agent

AgentAsner Saintima
BrokerageRC Property Realty Group, LLC

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