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40 Brownwood Ave, Asheville, NC, 28806

3beds
2baths
1,740sqft
$475,000
$273price/sqft
$3,169/moest. monthly cost
$126,760/yrincome needed

About This Home

Classic 1920's house with incredible primary suite addition, enormous deck overlooking street below- perfect for entertaining, carport, 3 bedrooms, 2 baths, dining room, finished back entry, heat pump, hardwood & laminate floors, covered front porch, shared driveway,  separate easement for potential ingress/egress, handy West Asheville location, minutes to Downtown, River Arts District and Haywood Rd, property being sold AS-IS, Be sure to note the Special Location of Lockbox

Getting Around

71
WalkingVery Walkable
41
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

5/10
Hall Fletcher ElementaryGrades PK-50.4 mi
7/10
Asheville MiddleGrades 6-80.9 mi
5/10
Asheville HighGrades PK,9-121.3 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Fiberglass,Metal
  • Construction materials: Aluminum,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Interior Entry

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Flooring: Carpet,Laminate,Wood
  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 1,740

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,740
  • Total interior livable area: 1,740 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 96837561070000
  • Zoning: HR-4
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch

Lot

  • Lot size: 0.25 Acres

Parking

  • Parking features: Attached Carport,Shared Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$131$1,572
Property Taxes $437$5,244
Electricity $200$2,405
Total$3,169$38,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,651/yr
40% on housing$95,070/yr
45% on housing$84,506/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 28806$220
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28806$295
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Price change$475,000
2026-02-03Price change$500,000
2025-10-03Price change$525,000
2025-07-08Listed for sale$550,000
1995-08-11Sold$40,000

For Sale by Agent

AgentJim Buff
BrokerageKeller Williams Professionals

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