20 Oakland Ter, Lynn, MA, 01905
About This Home
Step into a piece of history and make it your own! This delightful 1880 Colonial is bursting with classic character and waiting for the right homeowner to write its next chapter. Boasting 4 bedrooms, 2 bathrooms, and a welcoming 1,401 square feet of living space, the floor plan offers a phenomenal foundation for your dream home. Enjoy the convenience of your own off-street parking and a fantastic 6,050 square foot lot. Please note: This home is proudly being sold strictly "AS-IS". It is a rare chance to take a property with so much potential and update it exactly the way you want it. Stop paying for someone else's renovations and start building your own equity today! (Buyer is responsible for all due diligence and final smoke/CO certificates).
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1880
Materials
- Foundation: Stone
- Construction materials: Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Finished area above ground: 1,401
Heating & Cooling
- Heating features: Forced Air,Oil
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,401
- Total interior livable area: 1,401 sqft
Property
Details
- Parcel number: M:004 B:356 L:006,1995988
- Zoning: R2
Lot
- Lot size: 6,050 sqft
Parking
- Total spaces: 2
- Parking features: Paved Drive
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,781 | $33,372 |
| Home Insurance * | $209 | $2,508 |
| Property Taxes | $467 | $5,604 |
| Electricity | $354 | $4,259 |
| Total | $3,811 | $45,732 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-25 | Listed for sale | $550,000 |
| 2016-09-30 | Listing removed | $289,900 |
| 2016-09-23 | Pending sale | $289,900 |
| 2016-09-23 | Listed for sale | $289,900 |
| 2016-09-02 | Sold | $280,000 |
| 2016-06-21 | Pending sale | $289,900 |
| 2016-06-02 | Price change | $289,900 |
| 2016-04-30 | Price change | $294,900 |
| 2016-03-25 | Price change | $299,900 |
| 2016-03-08 | Listed for sale | $319,900 |
| 2016-02-10 | Sold | $165,000 |
| 2015-11-05 | Listing removed | $174,900 |
| 2015-10-22 | Pending sale | $174,900 |
| 2015-08-12 | Price change | $174,900 |
| 2015-07-02 | Listed for sale | $184,900 |
| 2015-06-23 | Sold | $173,224 |
| 2010-05-04 | Sold | $181,000 |
| 2010-03-08 | Price change | $159,900 |
| 2010-02-25 | Listed for sale | -- |
| 2010-01-26 | Sold | $258,107 |
| 1998-07-15 | Sold | $109,000 |
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