




44 Harmon St, Lynn, MA, 01905
About This Home
West Lynn cape located in a quiet neighborhood with covered porch, fenced yard, large driveway, and all the upgrades you expect from a modern single family. Fully-equipped kitchen with gas cooking, granite counters, stainless appliances, dishwasher, and microwave. Open-concept living room with hardwood floors and plenty of natural light. Two bedrooms with large closets and a full bath complete the main level. Loft space upstairs has room for two more beds or creative office space. Lower level has an expansive den with adjacent sitting room, another full bath, and laundry. Efficient AC & heat mini-split units on each floor, endless on-demand hot water powered by gas, and newer roof with leased solar panels. Level fenced yard with a paver patio and privacy trees spanning the back line. Located just south of Lynn Woods with easy access to Route 1 and 1A to Boston, Breed Park, North Strand Trail, Market Basket, and Lynn Shore Drive beaches.
Getting Around
Schools
Construction
Condition
- Year built: 1950
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cape
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Range,Dishwasher,Disposal,Microwave
- Laundry features: In Basement,Electric Dryer Hookup
Basement
- Has basement: Yes
- Basement: Full,Finished
Bedroom2
- Level: First
Bedroom3
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Family Room
- Level: Basement
Features
- Window features: Insulated Windows,Storm Window(s)
- Flooring: Wood,Tile
- Finished area below ground: 550
- Finished area above ground: 1,250
Heating & Cooling
- Heating features: Central,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,800
- Total interior livable area: 1,800 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bathroom
- Features: Yes
Master Bedroom
- Level: First
Property
Accessibility
- Accessibility features: No
Details
- Parcel number: M:024 B:366 L:074,1996174
- Zoning: R2
Features
- Patio & porch: Porch
- Exterior features: Porch,Storage,Fenced Yard
- Fencing: Fenced
Lot
- Lot size: 4,195 sqft
- Features: Level
Parking
- Total spaces: 4
- Parking features: Paved Drive,Off Street,Paved
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,483 | $41,796 |
| Home Insurance * | $262 | $3,144 |
| Property Taxes | $585 | $7,020 |
| Electricity | $354 | $4,259 |
| Total | $4,684 | $56,208 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $689,000 |
| 2020-12-31 | Sold | $480,000 |
| 2020-11-05 | Pending sale | $489,900 |
| 2020-10-28 | Price change | $489,900 |
| 2020-10-21 | Listed for sale | $504,900 |
| 2016-08-31 | Sold | $384,900 |
| 2016-07-11 | Pending sale | $384,900 |
| 2016-06-16 | Listed for sale | $384,900 |
| 2016-04-07 | Pending sale | $384,900 |
| 2016-03-31 | Listed for sale | $384,900 |
| 2015-05-14 | Sold | $100,000 |
