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14 Union Ct, Lynn, MA, 01902

3beds
3baths
1,289sqft
$639,000
$496price/sqft
$4,395/moest. monthly cost
$175,800/yrincome needed

About This Home

Very conveniently located two-family house closed to all amenities in the city and with complete interior remodeling in 2022 when walls and ceilings were gutted and completely insulated with new electric wirings and new bathrooms. A good fit for a new buyer looking for an additional space for a loved one, or simple looking for an extra help to pay the mortgage as this is a two-family property for the going price of a single house.

Getting Around

93
WalkingWalker's Paradise
46
TransitSome Transit
50
BikeBikeable

Schools

4/10
1/10
Lynn English High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Walk-Out Access,Interior Entry,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Wood,Laminate
  • Finished area below ground: 684
  • Finished area above ground: 1,289

Interior Area

  • Total structure area: 1,289
  • Total interior livable area: 1,289 sqft

Property

Details

  • Parcel number: M:083 B:609 L:037,2003098
  • Zoning: R4
  • Foundation area: 999

Features

  • Patio & porch: Porch
  • Exterior features: Rain Gutters
  • Waterfront features: Ocean,3/10 to 1/2 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 3,611 sqft
  • Features: Easements,Gentle Sloping

Parking

  • Total spaces: 3
  • Parking features: Paved Drive,Shared Driveway,Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,231$38,772
Home Insurance *$268$3,216
Property Taxes $542$6,504
Electricity $354$4,259
Total$4,395$52,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,685/yr
40% on housing$131,850/yr
45% on housing$117,200/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$496This listing

vs Other Active Listings

Avg $/sqft

ZIP 01902$272
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01902$383
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$639,000
2026-07-08Listed for sale$649,000
2010-03-24Sold$128,000
2009-12-23Price change$149,000
2009-07-26Listed for sale$179,000
2004-12-03Sold$225,000
1988-01-29Sold$95,000

For Sale by Agent

AgentJose Reyes
BrokerageRe-yes Real Estate

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