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58 Laighton St, Lynn, MA, 01902

6beds
2baths
1,877sqft
$649,900
$346price/sqft
$4,481/moest. monthly cost
$179,240/yrincome needed

About This Home

Excellent Opportunity for Owner-Occupants or Investors! Beautifully maintained and delead certified two-family home featuring two townhouse-style units. Unit 1 offers five rooms, including three bedrooms and two full baths. The first level boasts a recently renovated modern kitchen with granite countertops and stainless steel appliances, an inviting living room, one bedroom, and two full baths. The upper level features two additional bedrooms .Unit 2 begins on the second floor with a kitchen and living room, and full bath, while the top floor includes two spacious bedrooms. Recent updates include roof, windows, and vinyl siding (approximately 2 years old), Unit 1 FHA x Gas heating system (2 years), Unit 1 hot water heater (2023), and Unit 2 hot water heater (2024).Conveniently located near schools, shopping, local restaurants, and bus lines, with easy access to Boston. A great investment with strong rental potential or perfect for extended family living!

Getting Around

85
WalkingVery Walkable
45
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

3/10
Cobbet Elementary SchoolGrades K-50.3 mi
1/10
Lynn English High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Block,Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range,Refrigerator,Range Hood

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Concrete,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Lead Certification Available,Upgraded Cabinets,Upgraded Countertops,Bathroom With Tub & Shower,Open Floorplan,Remodeled,Internet Available - Broadband,Internet Available - DSL,Internet Available - Fiber-Optic,Internet Available - Satellite,Living Room,Kitchen
  • Door features: Insulated Doors
  • Window features: Insulated Windows,Screens
  • Flooring: Tile,Varies,Hardwood,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,877

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,877
  • Total interior livable area: 1,877 sqft

Property

Details

  • Parcel number: M:070 B:653 L:006,2003924
  • Zoning: R4
  • Foundation area: 736

Features

  • Patio & porch: Porch
  • Exterior features: Rain Gutters
  • Waterfront features: Ocean,1 to 2 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 1,651 sqft
  • Features: Easements,Level

Parking

  • Total spaces: 2
  • Parking features: Paved Drive,Off Street,On Street,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$273$3,276
Property Taxes $552$6,624
Electricity $370$4,441
Total$4,481$53,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,634/yr
40% on housing$134,430/yr
45% on housing$119,493/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$346This listing

vs Other Active Listings

Avg $/sqft

ZIP 01902$272
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01902$383
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Contingent$649,900
2026-04-15Listed for sale$649,900
2025-12-22Listing removed$699,900
2025-10-26Price change$699,900
2025-10-10Listed for sale$729,900
2020-10-20Listing removed$399,000
2020-08-21Listed for sale$399,000
2018-08-21Sold$290,000
2018-08-03Pending sale$299,000
2018-07-25Listed for sale$299,000
2018-06-01Pending sale$299,000
2018-05-16Listed for sale$299,000
2016-09-30Listing removed$325,000
2016-08-21Listed for sale$325,000
2016-06-16Listing removed$308,900
2016-05-31Price change$308,900
2016-04-23Price change$309,500
2016-04-03Price change$328,500
2016-03-24Listed for sale$329,000
2006-07-21Sold$228,000

For Sale by Agent

AgentRichard Powers
BrokerageToner Real Estate, LLC

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