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51 High Rock St, Lynn, MA, 01902

8beds
3baths
3,245sqft
$889,900
$274price/sqft
$6,267/moest. monthly cost
$250,680/yrincome needed

About This Home

Welcome to High Rock Castle! Located at 51 High Rock St in Lynn, this spacious two-family home offers 3,245 sq ft of living space and incredible potential for both owner-occupants and investors.The first unit features 2 bedrooms, 1 full bath, and high ceilings. The second unit spans two levels and offers 4 bedrooms plus 2 bonus rooms, providing flexibility for up to 6 bedrooms. It includes 1 full bath on the second floor and an additional full bath on the third level. The home can be delivered vacant, making it a great opportunity to live in one unit while renting the other, or to add a strong asset to your investment portfolio. Additional features include a basement with high ceilings and walk-out access, as well as newer water tanks. Ideally located next to High Rock Park & Tower Observatory, known for its stunning views of the ocean, city, and Boston skyline. Don’t miss this opportunity-this property is full of potential!

Getting Around

81
WalkingVery Walkable
46
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

4/10
1/10
Lynn English High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Stone,Brick/Mortar
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Family - 2 Units Up/Down

Interior

Appliances

  • Laundry features: Gas Dryer Hookup,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Living Room,Kitchen,Laundry Room
  • Window features: Insulated Windows
  • Flooring: Wood,Vinyl,Laminate,Marble
  • Finished area above ground: 3,245

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 3,245
  • Total interior livable area: 3,245 sqft

Property

Details

  • Parcel number: M:069 B:665 L:013,2004311
  • Zoning: R2

Features

  • Patio & porch: Deck - Wood

Lot

  • Lot size: 3,332 sqft

Parking

  • Total spaces: 2
  • Parking features: Paved Drive,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,499$53,988
Home Insurance *$373$4,476
Property Taxes $756$9,072
Electricity $639$7,678
Total$6,267$75,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$214,868/yr
40% on housing$188,010/yr
45% on housing$167,120/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 01902$273
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01902$383
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$889,900
2026-04-21Price change$900,000
2026-04-06Listed for sale$925,000
2018-05-01Sold$510,000
2018-03-01Pending sale$479,999
2018-02-22Listed for sale$479,999
2005-05-10Sold$130,000

For Sale by Agent

AgentMiguel Feliz
BrokerageColdwell Banker Realty - Andovers/Readings Regional

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