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84 Swannanoa Ave, Asheville City, NC, 28806

2beds
1baths
1,135sqft
$599,900
$529price/sqft
$3,943/moest. monthly cost
$157,720/yrincome needed

About This Home

Highly sought walkable West Asheville with room to grow! This beloved bungalow sits on great big ½ acre lot just a short 5-minute walk to vibrant Haywood Road or minutes to the exciting River District, the French Broad River and Hall Fletcher Elementary School just around the corner. She's a solid 1911 charmer with an enclosed front porch, 2 bedrooms, 1 bath, big kitchen and dining area, detached shop and covered back porch overlooking Wellington St. This is a family estate/inherited home so needs some TLC and sold as is. Executor states there were several updates over the past few years: 2018 roof replacement, 2025 natural gas furnace, aluminum siding, some windows and more. Property sits on two parcels so keep one and build on the other - you've got lots and lots of options! Renovate and/or build another: great for an investor.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10
Hall Fletcher ElementaryGrades PK-50.1 mi
7/10
Asheville MiddleGrades 6-81.2 mi
5/10
Asheville HighGrades PK,9-121.4 mi

Construction

Condition

  • Year built: 1911

Materials

  • Roof: Composition
  • Construction materials: Aluminum

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage,Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Washer,Washer/Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Dirt Floor,Exterior Entry,Walk-Out Access

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,135

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,135
  • Total interior livable area: 1,135 sqft

Property

Details

  • Parcel number: 963863820900000
  • Zoning: RM8
  • Special condition: Estate
  • Exclusions: Carport and brown shed in back yard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Enclosed,Front Porch,Rear Porch
  • Fencing: Chain Link,Fenced,Partial

Lot

  • Lot size: 0.52 Acres
  • Features: Level,Wooded,Other - See Remarks
  • Lot size dimensions: .52 = .27 acres + .25 acres

Parking

  • Parking features: Driveway,Parking Space(s)
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$166$1,992
Property Taxes $544$6,528
Electricity $200$2,405
Total$3,943$47,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,188/yr
40% on housing$118,290/yr
45% on housing$105,146/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$529This listing

vs Other Active Listings

Avg $/sqft

ZIP 28806$220
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28806$295
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$640,000
2026-03-30Listed for sale$650,000

For Sale by Agent

AgentCindy Ward
BrokerageWeaverville Realty

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