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26 Ponderosa Ave, Methuen, MA, 01844

2beds
2baths
1,670sqft
$578,888
$347price/sqft
$3,950/moest. monthly cost
$158,000/yrincome needed

About This Home

Nestled on a desirable tree-lined street in West Methuen, this well-maintained Cape offers great curb appeal The first floor features a front-to-back fireplaced living room, an eat-in kitchen with direct access to a 14x12 screened porch adds seasonal space overlooking the private backyard, front dining room open to kitchen and a full bath. The second level offers two bedrooms with classic Cape-style charm and storage. The finished lower level expands the living area, featuring a family room, a second full bath, and a bonus room ideal for a third bedroom, home office, gym, or guest space. Great for combined living. Property has whole house generator, rear deck and backyard shed. Commuter access to major highways North or South into Boston. Move in Ready! Easy and a pleasure to Show!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
Tenney Grammar SchoolGrades K-81.6 mi
3/10
Methuen High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 350
  • Finished area above ground: 1,320

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,670
  • Total interior livable area: 1,670 sqft

Master Bathroom

  • Features: No

Property

Details

  • Parcel number: 2039360
  • Zoning: RD

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 4
  • Parking features: Paved Drive
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance *$173$2,076
Property Taxes $496$5,952
Electricity $354$4,259
Total$3,950$47,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,428/yr
40% on housing$118,500/yr
45% on housing$105,333/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 01844$291
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01844$338
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$567,888
2026-08-05Price change$577,888
2026-07-23Price change$578,888
2026-07-04Listed for sale$588,888
2004-06-15Sold$270,000

For Sale by Agent

AgentRonda Cogliano
BrokerageCentury 21 North East

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