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78 Morris St, Asheville, NC, 28806

2beds
1baths
764sqft
$449,000
$588price/sqft
$3,032/moest. monthly cost
$121,280/yrincome needed

About This Home

Make all your friends jealous; this is the one you've been waiting for! Don't miss the porches, yard, and studio! Thoughtfully designed for buyers seeking a simpler, low-maintenance lifestyle, this charming updated West Asheville cottage lives larger than its square footage thanks to nearly 550 square feet of covered porches and expansive decking, a detached flex studio, and a sunny, level 0.27-acre fenced lot that seamlessly extends the living space outdoors. Offering the perfect blend of artistic character, custom finishes, and modern comfort, this move-in-ready home features an open floor plan with an easy, inviting flow, quartz countertops, and beautiful solid oak interior doors that add warmth and timeless quality throughout. Enjoy the best of indoor-outdoor living with covered front and back porches that expand your living space nearly year-round. Sip your morning coffee on the front porch while taking in mountain views, then unwind in the evening on the covered back porch or sun-filled deck overlooking your private backyard oasis. The spacious fenced yard offers room to garden, entertain, let pets roam, or gather around the fire pit under the stars. The detached 250-square-foot studio offers exceptional flexibility as a home office, art studio, guest space, fitness room, or creative retreat. Complete with a metal roof, electric fireplace, and a new Mitsubishi mini-split (2026), it's a true extension of the home's living space. Thoughtfully cared for and meticulously maintained, this home lets you spend less time on upkeep and more time enjoying everything convenient West Asheville has to offer. Recent improvements include refinished hardwood floors, fresh interior and exterior paint, new fencing, new decking, professional landscaping, a new roof (2025), and a new mini-split in the studio (2026). Additional storage is available in the unfinished basement. Located just a short stroll from Haywood Road's beloved restaurants, breweries, coffee shops, and local shopping, you'll also be just one block from West Asheville Park and only 3/4 mile to the Hominy Creek Greenway. This is the rare opportunity to enjoy the convenience of a walkable West Asheville lifestyle with exceptional outdoor living, flexible bonus space, and a home that truly lives larger than its footprint. This one has it all!

Getting Around

43
WalkingCar-Dependent
31
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

8/10
Vance ElementaryGrades PK-50.5 mi
7/10
Asheville MiddleGrades 6-82.3 mi
6/10
Asheville HighGrades PK,9-122.5 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Metal
  • Construction materials: Block,Hardboard Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven,Electric Water Heater,Exhaust Hood,Refrigerator with Ice Maker,Washer/Dryer
  • Laundry features: In Kitchen

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Storage Space,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Open Floorplan
  • Door features: French Doors,Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Marble,Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 764

Heating & Cooling

  • Heating features: Ductless,Heat Pump
  • Cooling features: Ductless,Heat Pump

Interior Area

  • Total structure area: 764
  • Total interior livable area: 764 sqft

Kitchen

  • Features: Breakfast Bar

Property

Details

  • Parcel number: 963801691600000
  • Zoning: RS8
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch
  • Exterior features: Fire Pit
  • Fencing: Fenced,Privacy
  • Has view: Yes
  • View description: Mountain(s),Winter,Year Round

Lot

  • Lot size: 0.27 Acres
  • Features: Green Area,Level,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$124$1,488
Property Taxes $438$5,256
Electricity $200$2,405
Total$3,032$36,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,954/yr
40% on housing$90,960/yr
45% on housing$80,853/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$588This listing

vs Other Active Listings

Avg $/sqft

ZIP 28806$221
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28806$295
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$449,000
2021-03-24Listing removed--
2020-12-06Listing removed$1,650
2020-11-27Listed for rent$1,650
2015-03-31Sold$165,000

For Sale by Agent

AgentEva Hartman
BrokerageTown and Mountain Realty

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