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21 Fernview Ave APT 8, North Andover, MA, 01845

1beds
1baths
675sqft
$259,000
$384price/sqft
$1,971/moest. monthly cost
$78,840/yrincome needed

About This Home

Investors, great tenants have been here for years and would love to stay. This spacious 1st-floor unit is convenient to the laundry at Heritage Green, a pet-friendly community loaded with amenities, including a pool, tennis courts, playground, basketball court, gym, function room, and plenty of parking for you and your guests. This 1-bedroom home offers a spacious living room, a large eat-in kitchen with dining area, and sliders to your private patio—perfect for relaxing. Condo fees are a great value and include heat and hot water. Prime location near Routes 114, 495, and 125, with easy access to shopping, dining, public transportation, and close to Merrimack College. Enjoy great amenities, including an in-ground pool, tennis, and basketball courts. Quiet location yet close to shopping and major routes. Excellent investment opportunity—property is long-term tenant-occupied, and the tenant would love to stay.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

3/10
6/10
9/10
North Andover High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1967

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator
  • Laundry features: First Floor

Basement

  • Has basement: Yes

Bathroom1

  • Features: Bathroom - Full

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 675

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 675
  • Total interior livable area: 675 sqft

Kitchen

  • Features: Flooring - Laminate, Pantry, Countertops - Stone/Granite/Solid
  • Level: First

Living Room

  • Features: Flooring - Laminate, Exterior Access, Slider
  • Level: First

Master Bedroom

  • Features: Cedar Closet(s), Flooring - Laminate
  • Level: First

Property

Details

  • Parcel number: M:00452 B:90021 L:0008C,2073143
  • Zoning: res

Parking

  • Total spaces: 1
  • Parking features: Common,Guest
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Drought
Inland Flooding
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$64$768
Property Taxes $244$2,928
Electricity $354$4,259
Total$1,971$23,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,577/yr
40% on housing$59,130/yr
45% on housing$52,560/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$384This listing

vs Other Active Listings

Avg $/sqft

ZIP 01845$300
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01845$367
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$278,000
2021-03-24Listing removed--
2019-06-28Listing removed$1,600
2019-06-12Listed for rent$1,600
2018-07-24Listing removed$1,550
2018-06-05Listed for rent$1,550
2018-06-01Sold$184,000
2018-04-30Pending sale$189,900
2018-04-28Listed for sale$189,900
2017-11-18Listing removed$109,713
2017-10-26Listed for sale--
2007-05-17Sold$127,500
2004-11-30Sold$120,000
2000-08-08Sold$72,400

For Sale by Agent

AgentDeb Forte
BrokerageCentury 21 North East

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