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15 Winding Oak Dr, Arden, NC, 28704

3beds
2baths
1,420sqft
$359,000
$253price/sqft
$2,298/moest. monthly cost
$91,920/yrincome needed

About This Home

Welcome home to effortless living in one of South Asheville's most convenient locations. Lovingly maintained by its original owners since new construction, this exceptional home reflects true pride of ownership inside and out. Beautifully situated on a landscaped corner lot with one of the most admired yards in the neighborhood, you'll enjoy vibrant seasonal color, outstanding curb appeal, and beautiful sunset views from the newly replaced rear deck. Designed for comfort and convenience, this thoughtfully planned 3-bedroom, 2-bath, one-level home is ideal for anyone seeking low-maintenance living—whether you're purchasing your first home, simplifying your lifestyle, or looking for a home that offers lasting comfort and accessibility. The inviting private screened porch with durable screening extends your living space outdoors, creating the perfect spot for morning coffee, relaxing evenings, or entertaining family and friends. The rear deck, newly replaced in 2026, provides even more space to enjoy the outdoors. It has been intentionally left unfinished to allow the new wood to properly cure before staining or painting. Recent improvements provide exceptional peace of mind, including a new roof (2025), fresh exterior paint (2024), and newer porcelain tile in the kitchen. A whole-house generator adds another layer of comfort and reliability. Inside, pristine hardwood floors, quality tile throughout and open living create a welcoming atmosphere. Practical features are equally impressive, including city water, city sewer, natural gas, and the benefit of Buncombe County taxes only—no city taxes. Located within a highly regarded school district, this home offers lasting value for buyers in every stage of life. Perfectly positioned just minutes from Target, grocery stores, restaurants, medical facilities, Hendersonville Road, and only one exit from Biltmore Park, this home offers exceptional convenience while enjoying the charm of an established neighborhood. Meticulously maintained since the day it was built, this move-in-ready property offers quality craftsmanship, thoughtful updates, and a lifestyle that's easy to love. Seller is accepting back up offers.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
9/10
Valley Springs MiddleGrades 5-81.7 mi
7/10
T C Roberson HighGrades PK,9-121.8 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Cooktop,Electric Oven,Microwave,Refrigerator,Washer,Washer/Dryer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Storage Space,Unfinished,Other

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Tile,Wood
  • Fireplace features: Gas,Gas Log,Living Room
  • Finished area below ground: 0
  • Finished area above ground: 1,420

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 1,420
  • Total interior livable area: 1,420 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 964451519400000
  • Zoning: R-3
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Porch,Rear Porch,Screened
  • Fencing: Fenced,Partial
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.30 Acres
  • Features: Corner Lot,Level,Sloped,Wooded,Views

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$92$1,104
Property Taxes $191$2,292
Electricity $200$2,405
Total$2,298$27,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,788/yr
40% on housing$68,940/yr
45% on housing$61,280/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 28704$350
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28704$266
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$359,000
1997-10-30Sold$151,500

For Sale by Agent

AgentJana Osada
BrokerageKeller Williams Elite Realty

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