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3 Southwick Rd, Peabody, MA, 01960

5beds
3baths
2,104sqft
$634,900
$302price/sqft
$4,292/moest. monthly cost
$171,680/yrincome needed

About This Home

This is not a drive by. Beautiful family home offering far more space than it appears from the outside! The spacious and open first floor features high ceilings, a large modern eat-in kitchen with granite countertops, oversized family room with fireplace and pellet stove, sliders leading to a 3-season sunroom, living room, and half bath. The second level offers 3 generously sized bedrooms, updated full bath with laundry hookup, and an open foyer ideal for a home office or study area. The third floor, currently unheated, includes 2 additional bedrooms and a second full bath, offering great expansion potential. Enjoy summer entertaining with the in-ground pool, patio area, semi-private yard, and charming farmer’s porch. Large 2-car garage completes this exceptional property.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1800

Materials

  • Foundation: Stone
  • Roof: Slate
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Water Heater,Range,Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: Second Floor

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Bathroom - Half
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Dryer Hookup - Electric, Remodeled, Washer Hookup
  • Level: Second

Bathroom3

  • Features: Bathroom - Full, Bathroom - 3/4
  • Level: Third

Bedroom2

  • Features: Ceiling Fan(s), Closet, Flooring - Wood
  • Level: Second

Bedroom3

  • Features: Ceiling Fan(s), Closet, Flooring - Wood
  • Level: Second

Bedroom4

  • Features: Closet, Flooring - Wall to Wall Carpet, Flooring - Wood
  • Level: Third

Bedroom5

  • Features: Closet, Flooring - Wood
  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Features: Wood / Coal / Pellet Stove, Flooring - Hardwood, Open Floorplan
  • Level: First

Features

  • Office,Walk-up Attic,Internet Available - Broadband
  • Door features: Insulated Doors
  • Window features: Insulated Windows,Screens
  • Flooring: Wood,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area above ground: 2,104

Heating & Cooling

  • Heating features: Forced Air,Oil,Pellet Stove
  • Cooling features: None

Interior Area

  • Total structure area: 2,104
  • Total interior livable area: 2,104 sqft

Kitchen

  • Features: Ceiling Fan(s), Flooring - Hardwood, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Cabinets - Upgraded, Exterior Access, Open Floorplan, Recessed Lighting
  • Level: Main,First

Living Room

  • Features: Flooring - Hardwood, Cable Hookup, Open Floorplan, Remodeled
  • Level: Main,First

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Ceiling Fan(s), Closet, Flooring - Wood
  • Level: Second

Office

  • Level: Second

Property

Details

  • Parcel number: M:0074 B:0253,2104386
  • Zoning: R1A
  • Foundation area: 832

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Porch,Patio
  • Exterior features: Porch,Patio,Pool - Inground,Rain Gutters,Hot Tub/Spa,Screens,Fenced Yard
  • Has spa: Yes
  • Spa features: Private
  • Fencing: Fenced

Lot

  • Lot size: 7,375 sqft
  • Features: Easements,Level

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Earthquake
Hurricane
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$174$2,088
Property Taxes $494$5,928
Electricity $414$4,978
Total$4,292$51,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,154/yr
40% on housing$128,760/yr
45% on housing$114,453/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 01960$304
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01960$372
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$699,900
2002-08-01Sold$231,000

For Sale by Agent

AgentRichard Powers
BrokerageToner Real Estate, LLC

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