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12 Mansfield St, Peabody, MA, 01960

4beds
2baths
1,850sqft
$800,000
$432price/sqft
$5,244/moest. monthly cost
$209,760/yrincome needed

About This Home

A beautiful updated 4-bedroom 2 bath split-level home. On a small quiet street in South Peabody. Enjoy the large deck overlooking conservation land. The lower level of the home can easily be an in-law apartment. It has Hi efficiency heating system, whole house Emergency Generator, Mitsubishi Air Conditioning Unit system and an outdoor shed with electricity.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Entry
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Disposal,Microwave,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Washer,Range Hood,Plumbed For Ice Maker
  • Laundry features: Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access,Interior Entry,Garage Access,Sump Pump,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finish - Sheetrock
  • Door features: Insulated Doors,Storm Door(s)
  • Window features: Insulated Windows
  • Flooring: Tile,Carpet,Hardwood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 750
  • Finished area above ground: 1,100

Heating & Cooling

  • Heating features: Baseboard,Natural Gas,ENERGY STAR Qualified Equipment
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,850
  • Total interior livable area: 1,850 sqft

Property

Details

  • Parcel number: M:0098 B:0012,2107414
  • Zoning: R1B

Features

  • Patio & porch: Deck - Wood
  • Exterior features: Deck - Wood,Rain Gutters,Storage,Professional Landscaping,Sprinkler System,Fenced Yard
  • Fencing: Fenced/Enclosed,Fenced

Lot

  • Lot size: 9,544 sqft
  • Features: Cleared,Level,Other

Parking

  • Total spaces: 4
  • Parking features: Attached,Under,Garage Door Opener,Insulated,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Earthquake
Hurricane
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$219$2,628
Property Taxes $616$7,392
Electricity $364$4,377
Total$5,244$62,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,794/yr
40% on housing$157,320/yr
45% on housing$139,840/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$432This listing

vs Other Active Listings

Avg $/sqft

ZIP 01960$301
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01960$372
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-22Listed for sale$849,000
2014-05-29Sold$336,000
2014-04-16Pending sale$329,900
2014-04-10Listed for sale$329,900

For Sale by Agent

AgentDave White
BrokerageOwnerEntry.com

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