20 Federal St Unit 6B, Salem, MA, 01970
About This Home
Stunning end-unit townhouse in a premier downtown Salem location, quietly situated on one of the city’s most desirable streets within a beautifully maintained, 100% owner-occupied complex. Completely renovated from the studs out in 2026, this 4-bedroom, 3-full-bath residence offers elevated design, refined finishes, gleaming hardwood floors, soaring ceilings, and exceptional natural light throughout. The elegant open living and dining area with fireplace flows effortlessly to a brand-new gourmet kitchen and out to a private fenced yard with porch—perfect for sophisticated entertaining or peaceful outdoor retreat. The middle level features 3 spacious bedrooms and a full bath with laundry, while the top floor is devoted to a serene primary suite with vaulted ceilings, walk-in closet, updated ensuite, and private balcony. The finished lower level provides a generous family room, full bath, storage, and private entrance, adding impressive versatility. Deeded off-street parking nearby. Just moments from downtown Salem’s finest dining, shopping, and cultural attractions, and an easy train ride to Boston.
Getting Around
Walker's Paradise
Some Transit
Very BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Construction materials: Frame
Type & Style
- Home type: Townhouse
- Property subType: Condominium,Townhouse
Interior
Appliances
- Appliances included: Range,Dishwasher,Disposal,Refrigerator
- Laundry features: Gas Dryer Hookup,Washer Hookup,Second Floor
Basement
- Has basement: Yes
Bathroom1
- Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Dryer Hookup - Gas, Washer Hookup
- Level: Second
Bathroom2
- Features: Bathroom - Full, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile
- Level: Third
Bathroom3
- Features: Bathroom - 3/4, Bathroom - Tiled With Shower Stall
- Level: Basement
Bedroom2
- Features: Cathedral Ceiling(s), Closet, Flooring - Hardwood
- Level: Second
Bedroom3
- Features: Closet, Flooring - Hardwood
- Level: Second
Bedroom4
- Features: Closet, Flooring - Hardwood
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Flooring - Hardwood, Open Floorplan
- Level: First
Family Room
- Features: Walk-In Closet(s), Closet, Flooring - Laminate
- Level: Basement
Features
- Door features: Insulated Doors
- Flooring: Tile,Hardwood
- Number of fireplaces: 1
- Fireplace features: Dining Room,Kitchen,Living Room
- Fireplace: Yes
- Finished area above ground: 2,818
- Common walls with other units/homes: End Unit
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,818
- Total interior livable area: 2,818 sqft
Kitchen
- Features: Dining Area, Kitchen Island, Cabinets - Upgraded, Open Floorplan, Remodeled, Stainless Steel Appliances
- Level: Main,First
Living Room
- Features: Flooring - Hardwood, Open Floorplan
- Level: First
Master Bathroom
- Features: Yes
Master Bedroom
- Features: Bathroom - Full, Bathroom - 3/4, Flooring - Hardwood
- Level: Third
Property
Details
- Parcel number: M:0035 B:0609 L:0806,2137108
- Zoning: res
Features
- Patio & porch: Deck - Roof
- Exterior features: Deck - Roof,Fenced Yard,Garden
- Fencing: Fenced
- Waterfront features: 1 to 2 Mile To Beach
Parking
- Total spaces: 1
- Parking features: Off Street,Assigned
- Uncovered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,950 | $59,400 |
| Home Insurance * | $295 | $3,540 |
| Property Taxes | $927 | $11,124 |
| Electricity | $555 | $6,668 |
| Total | $6,727 | $80,724 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Listed for sale | $979,000 |
| 2025-04-01 | Sold | $531,000 |
| 2011-03-16 | Sold | $1,387 |
| 2001-06-22 | Sold | $237,400 |
| 1998-03-25 | Sold | $151,000 |
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