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344 W Haywood St, Asheville, NC, 28801

2beds
2baths
1,660sqft
$1,200,000
$723price/sqft
$7,605/moest. monthly cost
$304,200/yrincome needed

About This Home

River Arts District, Walkable to Downtown Asheville, Close to West Asheville and French Broad River. HOUSE SOLD AS IS/VALUE IN THE LAND. PROPERTY HAS TWO DEEDS (BOOK 1027/PAGE 223 & BOOK 1167 PAGE 16) New Apartment Complex across the Street and Asheville City Bus Garage Beside Property (See City Plans for Future of Bus Garage.) Two Movable Storage Buildings, Security Cameras or Personal House Furniture and Items do not Convey with Property. Great Location! Perfect Property for the Real Investor! Bring all offers!

Getting Around

70
WalkingVery Walkable
52
TransitGood Transit
66
BikeBikeable

Schools

5/10
Isaac Dickson ElementaryGrades PK-50.4 mi
7/10
Asheville MiddleGrades 6-80.4 mi
6/10
Asheville HighGrades PK,9-121.4 mi

Construction

Condition

  • Year built: 1905

Materials

  • Roof: Fiberglass
  • Construction materials: Block,Vinyl,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Gas Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Dirt Floor

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Flooring: Linoleum
  • Attic: Permanent Stairs,Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 1,660

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,660
  • Total interior livable area: 1,660 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 964808399600000
  • Zoning: RM8
  • Special condition: Undisclosed

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Side Porch
  • Fencing: Chain Link,Front Yard,Wood

Lot

  • Lot size: 0.37 Acres
  • Features: Cleared,Corner Lot

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Earthquake
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$250$3,000
Property Taxes $1,088$13,056
Electricity $200$2,405
Total$7,605$91,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$260,742/yr
40% on housing$228,150/yr
45% on housing$202,800/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$723This listing

vs Other Active Listings

Avg $/sqft

ZIP 28801$341
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28801$364
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-15Listed for sale$1,200,000
2023-05-19Listing removed--
2023-01-13Listed for sale$400,000
2022-12-30Listing removed--
2022-11-18Price change$400,000
2022-08-19Price change$425,000
2022-06-17Price change$450,000
2021-07-30Listed for sale$500,000

For Sale by Agent

AgentCynthia Gaddy
BrokerageCove Realty Company

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