12 Ruby Rd, Saugus, MA, 01906
About This Home
Well maintained 3-bedroom, 2.5 bath ranch featuring hardwood flooring throughout the main level and laminate flooring in the finished lower level. The lower level offers valuable additional living space, including a full bath, and flexible space for guests, hobbies, or a home office. Furnace updated in 2024. Enjoy outdoor entertaining on the deck and patio overlooking the backyard, with distant seasonal water views. Conveniently located approximately 12 miles from downtown Boston and historic Faneuil Hall Marketplace, offering easy access to dining, shopping, entertainment, and major commuter routes. Schedule your private tour today!
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1962
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater,Range,Dishwasher,Disposal,Refrigerator,Washer,Dryer
- Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: First
Features
- Door features: Storm Door(s)
- Flooring: Wood,Laminate
- Finished area above ground: 1,224
Heating & Cooling
- Heating features: Baseboard,Oil
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,224
- Total interior livable area: 1,224 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Features: Bathroom - Half, Flooring - Wood
- Level: First
Property
Details
- Parcel number: M:004F B:0011 L:0001,2151694
- Zoning: NA
Features
- Patio & porch: Porch - Enclosed,Deck - Wood,Patio
- Exterior features: Porch - Enclosed,Deck - Wood,Patio
- Waterfront features: Ocean,Beach Ownership(Public)
Lot
- Lot size: 0.34 Acres
- Features: Corner Lot
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,362 | $40,344 |
| Home Insurance * | $199 | $2,388 |
| Property Taxes | $589 | $7,068 |
| Electricity | $354 | $4,259 |
| Total | $4,504 | $54,048 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-09 | Pending sale | $665,000 |
| 2026-07-31 | Price change | $665,000 |
| 2026-07-17 | Price change | $709,000 |
| 2026-06-09 | Listed for sale | $725,000 |
| 2004-02-27 | Sold | $341,300 |
For Sale by Agent
View on Zillow