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10 Allison Rd, Saugus, MA, 01906

4beds
2baths
1,850sqft
$649,000
$351price/sqft
$4,414/moest. monthly cost
$176,560/yrincome needed

About This Home

Don’t miss this move-in ready 3 to 4 bedroom Cape on a quiet dead-end street! The first floor features an eat-in kitchen with potential main-floor bedroom, dining and living rooms, plus a convenient half bath. This Cape offers a new deck measuring 16' by 10' to sit and enjoy the backyard. Upstairs offers a sitting area, three bedrooms, and a full bath. The finished basement with heat adds extra living space. Recent updates include a 2024 roof, newer windows, and an oil furnace and tank replaced in 2007. Gas is available at the street if you want to convert. All appliances stay. Hardwood floors lie under the carpet. Enjoy a 1-car garage, fenced yard, and driveway.

Getting Around

72
WalkingVery Walkable
33
TransitSome Transit
29
BikeSomewhat Bikeable

Schools

4/10
4/10
Saugus High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Bathroom - Half
  • Level: First

Bathroom2

  • Features: Bathroom - Half
  • Level: Second

Bedroom2

  • Level: Second
  • Area: 99

Bedroom3

  • Level: Second
  • Area: 108

Bedroom4

  • Level: First
  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Wall to Wall Carpet
  • Level: First
  • Area: 120

Features

  • Sitting Room
  • Finished area above ground: 1,850

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Other

Interior Area

  • Total structure area: 1,850
  • Total interior livable area: 1,850 sqft

Kitchen

  • Level: First
  • Area: 165

Living Room

  • Features: Ceiling Fan(s), Flooring - Wall to Wall Carpet
  • Level: First
  • Area: 208

Master Bedroom

  • Level: Second
  • Area: 132

Property

Details

  • Parcel number: M:005E B:0015 L:0007,2152370
  • Zoning: NA

Lot

  • Lot size: 5,001 sqft
  • Features: Other

Parking

  • Total spaces: 5
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$194$2,328
Property Taxes $575$6,900
Electricity $364$4,377
Total$4,414$52,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,337/yr
40% on housing$132,420/yr
45% on housing$117,706/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$351This listing

vs Other Active Listings

Avg $/sqft

ZIP 01906$347
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01906$371
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Contingent$649,000
2026-04-27Listed for sale$649,000
2026-04-24Contingent$649,000
2026-04-16Price change$649,000
2026-04-06Listed for sale$679,000
2026-03-26Contingent$679,000
2026-03-16Listed for sale$679,000

For Sale by Agent

AgentAssunta Palomba
BrokerageMango Realty, Inc.

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