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277 Lincoln Ave, Saugus, MA, 01906

3beds
2baths
1,564sqft
$625,000
$400price/sqft
$4,255/moest. monthly cost
$170,200/yrincome needed

About This Home

Welcome to this spacious expanded Colonial offering nearly 1,700 square feet of living space, thoughtfully designed with room for today's lifestyle. The first floor features a bright living room, dedicated home office, oversized family room, and an enclosed sunroom that provides additional year-round living space. Upstairs you'll find three generously sized bedrooms, while the walk-up third floor offers bonus rooms ideal for a home office, playroom, hobby space, or additional storage. Situated on a huge 9,300± sq. ft. lot, this property offers endless possibilities for outdoor entertaining, gardening, expansion, or future improvements. The lot has been professionally surveyed and plans are available. Additional features include a detached garage, ample off-street parking, and a spacious backyard. This well-maintained home presents an excellent opportunity to add your own cosmetic updates and build equity. Conveniently located near shopping, restaurants, schools, parks, major highways, and just minutes from Boston, this property offers the perfect combination of space, character, and potential. Open House Saturday 11am-1pm and Sunday 12pm-2pm

Getting Around

65
WalkingSomewhat Walkable
39
TransitSome Transit
32
BikeSomewhat Bikeable

Schools

4/10
4/10
Saugus High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1800

Materials

  • Foundation: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: First Floor

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Finished area above ground: 1,564

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,564
  • Total interior livable area: 1,564 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: M:0005G B:0017 L:0004.0,2153130
  • Zoning: NA

Lot

  • Lot size: 9,300 sqft
  • Features: Other

Parking

  • Total spaces: 3
  • Parking features: Detached,Storage,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$187$2,244
Property Taxes $554$6,648
Electricity $354$4,259
Total$4,255$51,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,885/yr
40% on housing$127,650/yr
45% on housing$113,466/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$400This listing

vs Other Active Listings

Avg $/sqft

ZIP 01906$347
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01906$371
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$625,000
2019-03-13Sold$156,250

For Sale by Agent

AgentMontero Realty Group
BrokerageRealty One Group Nest

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