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107 Adams Ave, Saugus, MA, 01906

2beds
2baths
1,204sqft
$699,000
$581price/sqft
$4,716/moest. monthly cost
$188,640/yrincome needed

About This Home

Close to highway, church, schools, Conor stores, Dunkin’ Donuts , mall center of town , and bus stops. Sub shops , and Grocery stores, Lot can possibly be split to add another home. Road around back and drive way for 4 car parking.new siding , new front door and back door. Jogging path in back of the home and middle school dead end road in back. Zoned for commercial as well. Egg farm across the street. Needs updating but move in ready . Great home for a large family lots of space to add more rooms. Full apartment in the basement with laundry room and work room! Could be a 4 bedroom you can also add a top floor.

Getting Around

53
WalkingSomewhat Walkable
30
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

5/10
Belmonte STEAM AcademyGrades 2-50.2 mi
4/10
4/10
Saugus High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Forced air,Electric,Gas
  • Cooling features: Wall

Interior Area

  • Total interior livable area: 1,204 sqft

Property

Details

  • Parcel number: SAUGM007EB0001L0002

Features

  • Exterior features: Shingle,Brick
  • Has view: Yes
  • View description: Park

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 6
  • Parking features: Off-street,On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Coastal Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$209$2,508
Property Taxes $619$7,428
Electricity $354$4,259
Total$4,716$56,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,691/yr
40% on housing$141,480/yr
45% on housing$125,760/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$581This listing

vs Other Active Listings

Avg $/sqft

ZIP 01906$346
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01906$371
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-05Price change$699,000
2026-06-19Listed for sale$685,000
2026-04-25Listing removed--
2026-01-25Listed for sale$700,000
2025-03-20Listing removed--
2025-01-02Price change$720,000
2024-10-08Listed for sale$699,000
2022-08-20Listing removed--
2022-05-22Listed for sale$650,000
2021-04-26Listing removed--
2020-12-12Listed for sale$700,000

For Sale by Owner

AgentProperty Owner

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