78 Hammersmith Dr, Saugus, MA, 01906
About This Home
Rare opportunity to own in highly desirable Hammersmith Village for UNDER $1,000,000! Nestled in one of the quietest and most private sections of this sought-after neighborhood, this 4-bedroom, 2.5-bath Colonial offers a peaceful setting rarely found in today's market. Located at the entrance to a small cul-de-sac and surrounded by mature trees, the property enjoys exceptional privacy while remaining just minutes from Boston, Logan Airport, major highways, shopping, and dining. From the manicured landscaping and welcoming farmer's porch to the paver driveway and attached 2-car garage, this home makes a wonderful first impression. The MAIN LEVEL offers a comfortable floor plan designed for both everyday living and entertaining. Upstairs, you'll find FOUR generously sized bedrooms with ample closet space, including a spacious primary suite with a walk-in closet and private bath.The finished WALK-OUT lower level provides valuable bonus living space with sliders leading to a private backyard, creating the perfect retreat for relaxing or entertaining with virtually no maintenance. NOW PRICED UNDER $1 million, this is an exceptional opportunity to own in one of Saugus' MOST DESIRABLE neighborhoods. With a FEW personal updates and your own finishing touches, this home offers incredible value and the chance to build INSTANT EQUITY while creating a space that reflects your own style. Don't miss your chance to make this Hammersmith Village home your own.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1993
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater,Range,Disposal,Microwave,Refrigerator,Washer,Dryer
- Laundry features: Flooring - Stone/Ceramic Tile,First Floor
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access,Interior Entry
Bathroom1
- Features: Bathroom - Half, Flooring - Stone/Ceramic Tile, Pedestal Sink
- Level: First
- Area: 31.986111111
Bathroom2
- Features: Bathroom - Full, Flooring - Stone/Ceramic Tile
- Level: Second
- Area: 49.729166666
Bathroom3
- Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Flooring - Stone/Ceramic Tile
- Level: Second
- Area: 113.777777777
Bedroom2
- Features: Closet, Flooring - Wall to Wall Carpet
- Level: Second
- Area: 103.333333333
Bedroom3
- Features: Closet, Flooring - Wall to Wall Carpet
- Level: Second
- Area: 111
Bedroom4
- Features: Closet, Flooring - Wall to Wall Carpet
- Level: Second
- Area: 194.444444444
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring - Hardwood, French Doors, Lighting - Overhead
- Level: Main,First
- Area: 122
Family Room
- Features: Flooring - Stone/Ceramic Tile, Exterior Access, Open Floorplan, Slider
- Level: Main,First
- Area: 224.555555555
Features
- Slider,Closet,Closet - Linen,Lighting - Overhead,Bonus Room,Foyer,Center Hall
- Door features: French Doors
- Flooring: Tile,Carpet,Hardwood,Flooring - Wall to Wall Carpet,Flooring - Hardwood
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area below ground: 742
- Finished area above ground: 1,969
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,711
- Total interior livable area: 2,711 sqft
Kitchen
- Features: Flooring - Stone/Ceramic Tile, Dining Area, Countertops - Stone/Granite/Solid, Kitchen Island, Open Floorplan, Lighting - Pendant
- Level: Main,First
- Area: 272.541666666
Living Room
- Features: Flooring - Wall to Wall Carpet
- Level: First
- Area: 245.083333333
Master Bathroom
- Features: Yes
Master Bedroom
- Features: Bathroom - Full, Walk-In Closet(s), Flooring - Wall to Wall Carpet
- Level: Second
- Area: 248.4375
Property
Details
- Parcel number: 2155851
- Zoning: NA
- Exclusions: Seller Is Gifting The Dining Room Table To New Buyer
Features
- Patio & porch: Deck,Deck - Composite,Covered
- Exterior features: Deck,Deck - Composite,Covered Patio/Deck,Rain Gutters,Professional Landscaping,Sprinkler System
Lot
- Lot size: 0.48 Acres
- Features: Gentle Sloping
Parking
- Total spaces: 6
- Parking features: Attached,Garage Door Opener,Garage Faces Side,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,041 | $60,492 |
| Home Insurance * | $299 | $3,588 |
| Property Taxes | $883 | $10,596 |
| Electricity | $534 | $6,415 |
| Total | $6,757 | $81,084 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Contingent | $997,000 |
| 2026-07-16 | Price change | $997,000 |
| 2026-06-18 | Listed for sale | $1,050,000 |
| 2016-10-14 | Sold | $585,000 |
| 2016-09-09 | Pending sale | $599,900 |
| 2016-09-06 | Listed for sale | $599,900 |
| 2016-07-28 | Pending sale | $599,900 |
| 2016-07-28 | Listed for sale | $599,900 |
| 2016-06-08 | Listing removed | $599,900 |
| 2016-05-17 | Pending sale | $599,900 |
| 2016-03-22 | Price change | $599,900 |
| 2016-02-01 | Price change | $639,000 |
| 2016-01-05 | Price change | $649,000 |
| 2015-12-11 | Listed for sale | $659,000 |
| 2009-01-27 | Listing removed | $569,900 |
| 2008-10-25 | Price change | $569,900 |
| 2008-10-18 | Listed for sale | $589,900 |
| 2003-10-30 | Sold | $525,000 |
| 1993-07-15 | Sold | $228,847 |
For Sale by Agent
View on Zillow