See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

63 Bow St, Saugus, MA, 01906

4beds
4baths
2,794sqft
$875,511
$313price/sqft
$6,015/moest. monthly cost
$240,600/yrincome needed

About This Home

Spacious and versatile 4-bedroom, 3.5-bath home with over 2,800 sq ft of living space plus a fully finished walk-out lower level complete with its own full bath and direct access to the yard. The flexible layout provides exceptional space for extended family living, private guest quarters, or recreation area.Updated Eat-in Kitchen Stainless Steel Appliances, Large Deck off kitchen, Gas Fireplace in Livingroom and Formal Dining Room. 2nd level boasts oversized primary bedroom offering generous proportions and comfort with vaulted ceiling and skylights, 2nd bedroom with private bath, plus two other spacious bedrooms, and updated Full Bathroom, The heated 2-car garage and abundant off-street parking accommodate multiple vehicles with ease. Central air, ample storage, and a functional floor plan designed for today’s lifestyle needs. Set on a 10,000 sq ft lot in an established neighborhood setting with convenient access to major routes, shopping, and area amenities

Getting Around

54
WalkingSomewhat Walkable
21
TransitMinimal Transit
39
BikeSomewhat Bikeable

Schools

5/10
Belmonte STEAM AcademyGrades 2-52.4 mi
4/10
4/10
Saugus High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Refrigerator,Washer
  • Laundry features: Laundry Closet,In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bathroom1

  • Features: Bathroom - Half, Closet
  • Level: First
  • Area: 30

Bathroom2

  • Features: Bathroom - Full, Bathroom - With Shower Stall
  • Level: Second
  • Area: 49

Bathroom3

  • Features: Bathroom - Full, Bathroom - With Shower Stall
  • Level: Basement
  • Area: 70

Bedroom2

  • Features: Bathroom - Full, Ceiling Fan(s), Walk-In Closet(s), Flooring - Hardwood
  • Level: Second
  • Area: 204

Bedroom3

  • Features: Closet, Flooring - Hardwood
  • Level: Second
  • Area: 196

Bedroom4

  • Features: Closet, Flooring - Hardwood
  • Level: Second
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Wainscoting
  • Level: First
  • Area: 143

Family Room

  • Features: Bathroom - Full, Flooring - Stone/Ceramic Tile, Exterior Access, Open Floorplan, Recessed Lighting, Slider, Closet - Double
  • Level: Basement
  • Area: 600

Features

  • Bathroom - Full,Bathroom - With Tub & Shower,Bathroom
  • Flooring: Wood,Tile,Stone / Slate
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 775
  • Finished area above ground: 2,019

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,794
  • Total interior livable area: 2,794 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Kitchen Island, Cabinets - Upgraded, Deck - Exterior, Remodeled, Stainless Steel Appliances, Gas Stove, Lighting - Pendant, Lighting - Overhead
  • Level: First
  • Area: 300

Living Room

  • Features: Ceiling Fan(s), Flooring - Hardwood, Chair Rail
  • Level: First
  • Area: 234

Master Bedroom

  • Features: Skylight, Ceiling Fan(s), Flooring - Hardwood
  • Level: Second
  • Area: 441

Property

Details

  • Parcel number: M:015E B:0006 L:0007,2160583
  • Zoning: NA

Features

  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Deck
  • Exterior features: Deck,Pool - Above Ground,Rain Gutters,Fenced Yard
  • Fencing: Fenced

Lot

  • Lot size: 10,106 sqft
  • Features: Gentle Sloping

Parking

  • Total spaces: 11
  • Parking features: Attached,Heated Garage,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 9

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Coastal Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,427$53,124
Home Insurance *$262$3,144
Property Taxes $776$9,312
Electricity $550$6,611
Total$6,015$72,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$206,228/yr
40% on housing$180,450/yr
45% on housing$160,400/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 01906$348
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01906$371
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$875,511
2026-05-27Price change$925,000
2026-05-26Listed for sale$950,000
2014-10-01Sold$425,000
2003-09-25Sold$390,000

For Sale by Agent

AgentJodi Dilorenzo
BrokerageCentury 21 North East

Similar Homes