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35 Summer St, Orange, MA, 01364

4beds
2baths
1,960sqft
$289,000
$147price/sqft
$2,363/moest. monthly cost
$94,520/yrincome needed

About This Home

Whether you're looking for an owner-occupied property or an investment opportunity, this well-maintained two-family home offers plenty of potential. Set on a desirable corner lot in the heart of Orange, the home features charming rustic wood shake siding & a flexible layout. The vacant first-floor unit is move-in ready & includes an updated kitchen w/ quartz countertops & newer SS appliances. Both units offer 2 bedrooms, while the 2nd-floor unit includes access to a walk-up attic w/ potential for future expansion. Enjoy outdoor living from the porches & deck, along w/ updated plumbing & heating systems, a new roof & newer insulated windows & doors. Separate utilities for heat, hot water & electricity add convenience for both owners & tenants. Located close to the town center & major routes, this property is well-suited for multi-generational living or investors alike. Seller may be willing to assist in making the property FHA compliant, offering added financing flexibility for buyers.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

3/10
Dexter ParkGrades 3-60.6 mi
4/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone,Brick/Mortar
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Family - 2 Units Up/Down

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Stone/Granite/Solid Counters,Bathroom With Tub & Shower,Other,Living Room,Kitchen
  • Flooring: Vinyl,Carpet
  • Finished area above ground: 1,960

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,960
  • Total interior livable area: 1,960 sqft

Property

Details

  • Parcel number: M:0107 B:0000 L:00110,3314103
  • Zoning: A

Features

  • Patio & porch: Porch,Deck - Wood

Lot

  • Lot size: 4,792 sqft
  • Features: Cleared,Level

Parking

  • Total spaces: 7
  • Parking features: Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$124$1,488
Property Taxes $392$4,704
Electricity $386$4,637
Total$2,363$28,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,017/yr
40% on housing$70,890/yr
45% on housing$63,013/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 01364$165
Franklin County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 01364$252
Franklin County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$297,000
2024-09-20Listing removed$248,000
2024-05-19Price change$248,000
2024-04-01Listed for sale$249,000
2022-02-07Sold$125,000
2021-10-21Listed for sale$135,000

For Sale by Agent

AgentJared Rowland
BrokerageLamacchia Realty, Inc.

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