43 Zachary Ln, Agawam, MA, 01001
About This Home
Your new home awaits on a desirable Agawam cul de sac! Enter through a bright tiled foyer offering access to both the main living level and finished lower level. The inviting living room features vaulted ceilings and flows into the refreshed kitchen and dining area. Seller states the refrigerator and range were replaced in (2022) and the dishwasher in (2025). Sliding doors open to a deck overlooking the backyard, while the gazebo and patio below create the perfect setting for BBQs, outdoor dining, entertaining, or relaxing. Down the hall are two generously sized BRs, a full bath, and a primary BR with its own private full bath. The lower level offers a family room, half bath, laundry, storage, and direct access to the two car garage. Seller states additional upgrades include: (2025) new A/C system; (2020) solar panels; (2018) roof replacement; plus a smart WiFi thermostat, sprinkler controller, and garage door opener. A wonderful blend of space, comfort, and outdoor living!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1994
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Split Entry
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Water Heater,Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer
- Laundry features: Bathroom - Half,Flooring - Vinyl,In Basement,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Walk-Out Access,Interior Entry,Garage Access,Concrete
Bathroom1
- Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Vinyl
- Level: First
Bathroom2
- Features: Bathroom - Full, Bathroom - With Shower Stall, Flooring - Vinyl
- Level: First
Bathroom3
- Features: Bathroom - Half, Dryer Hookup - Electric, Washer Hookup
- Level: Basement
Bedroom2
- Features: Closet, Flooring - Wall to Wall Carpet
- Level: First
Bedroom3
- Features: Closet, Flooring - Wall to Wall Carpet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Family Room
- Features: Flooring - Stone/Ceramic Tile, Flooring - Wall to Wall Carpet, Exterior Access
- Level: Basement
Features
- Flooring: Tile,Vinyl,Carpet
- Finished area below ground: 554
- Finished area above ground: 1,196
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,750
- Total interior livable area: 1,750 sqft
Kitchen
- Features: Ceiling Fan(s), Flooring - Vinyl, Countertops - Stone/Granite/Solid, Deck - Exterior, Exterior Access
- Level: First
Living Room
- Features: Cathedral Ceiling(s), Ceiling Fan(s), Flooring - Wall to Wall Carpet, Window(s) - Bay/Bow/Box
- Level: First
Master Bedroom
- Features: Bathroom - Full, Closet, Flooring - Wall to Wall Carpet
- Level: First
Property
Details
- Parcel number: M:00I6 B:0002 L:20,2477203
- Zoning: RA
- Exclusions: Refrigerator In Basement
Features
- Patio & porch: Deck - Wood,Patio
- Exterior features: Deck - Wood,Patio,Storage,Sprinkler System
Lot
- Lot size: 0.60 Acres
- Features: Cul-De-Sac,Level
Parking
- Total spaces: 6
- Parking features: Attached,Under,Garage Door Opener,Paved Drive,Off Street,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Drought
- Hurricane
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,351 | $28,212 |
| Home Insurance * | $191 | $2,292 |
| Property Taxes | $566 | $6,792 |
| Electricity | $354 | $4,259 |
| Total | $3,462 | $41,544 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $465,000 |
| 2016-05-20 | Sold | $266,450 |
| 2016-03-08 | Listed for sale | $269,900 |
| 1995-06-29 | Sold | $149,000 |
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