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9 W Street Ext, Asheville City, NC, 28801

4beds
6baths
4,373sqft
$1,975,000
$452price/sqft
$12,597/moest. monthly cost
$503,880/yrincome needed

About This Home

Unique Opportunity for large home and developable property in highly desirable 5 Points neighborhood, walkable to Downtown and greenways. Potential for medium density residential development, zoned RS8. This rare in-town parcel, offers multiple paths for value: subdivide for cottages, or a few higher-end homes, or an enclave (subdivision registered with city, BUYER to verify). Additional lot zoned NCD (same owners) may be sold separately or as a package. The existing home, lovingly restored by current owners, features high ceilings, heart pine floors, wood burning fireplace in kitchen with 5 additional tile-front fireplaces. Beautiful period details throughout. Wraparound front porch that opens to a courtyard and large 2012 addition of family room and 2 bedrooms, including large primary suite. Lush landscaping and gardens abound. Legal Homestay on main level grosses over $25,000 annually. Parcel below on Broadway (NCD zoning -same owner) and can be sold separately or as a package (call for info). Shop lot to left of driveway (Min. 1/4 acre) being offered to buyer of home first at an additional cost (see MLS 4299259). Currently working w/City to rezone lot to RS8. Seller to retain shop use for up to 1 year.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

5/10
Isaac Dickson ElementaryGrades PK-50.4 mi
7/10
Asheville MiddleGrades 6-81.6 mi
5/10
Asheville HighGrades PK,9-122.6 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Crawl Space,Slab
  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts and Crafts
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Disposal,Down Draft,Gas Range,Refrigerator,Warming Drawer,Washer/Dryer
  • Laundry features: Laundry Closet,Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 3
  • 1/2 bathrooms: 3
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Attic Other,Breakfast Bar,Built-in Features,Kitchen Island,Storage,Wet Bar
  • Door features: Insulated Door(s),Sliding Doors
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Carpet,Concrete,Tile,Wood
  • Fireplace features: Kitchen,Wood Burning
  • Attic: Other,Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 4,373

Heating & Cooling

  • Heating features: Central,Electric,Forced Air,Heat Pump,Natural Gas,Radiant Floor,Zoned
  • Cooling features: Central Air,Heat Pump,Zoned

Interior Area

  • Total structure area: 4,222
  • Total interior livable area: 4,373 sqft

Kitchen

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 964915257800000
  • Zoning: RS8
  • Special condition: Standard
  • Other equipment: Other - See Remarks

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Side Porch,Terrace,Wrap Around

Lot

  • Lot size: 1 Acres
  • Features: Level,Private,Wooded

Parking

  • Parking features: Circular Driveway,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,986$119,832
Home Insurance *$413$4,956
Property Taxes $1,791$21,492
Electricity $407$4,887
Total$12,597$151,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$431,897/yr
40% on housing$377,910/yr
45% on housing$335,920/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$452This listing

vs Other Active Listings

Avg $/sqft

ZIP 28801$345
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28801$364
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$2,160,000
2026-04-06Listed for sale$1,975,000
2025-11-04Listing removed$2,000,000
2025-09-08Price change$2,170,000
2025-09-08Listed for sale$2,000,000

For Sale by Agent

AgentMarie Morris
BrokerageHoward Hanna Beverly-Hanks Asheville-Downtown

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