38 Bonner St, Chicopee, MA, 01013
About This Home
Well-maintained two-family home offering excellent potential for both owner-occupants and investors. Situated on a cozy lot in a quiet neighborhood with minimal through traffic, this property is conveniently located near shopping, public transportation, medical facilities, and other everyday amenities. The first-floor unit features two bedrooms, while the second-floor unit offers three bedrooms. Additional highlights include hardwood floors in the main living areas and bedrooms, electric baseboard heating, a gas water heater, enclosed porches, vinyl siding, and a fenced-in backyard with a patio ideal for outdoor enjoyment. The property is fully vacant, providing maximum flexibility for owner occupancy, multi-generational living, or rental investment opportunities. Priced competitively, this property presents a great opportunity to build equity while taking advantage of the versatility and income potential of a two-family home. Don’t miss this opportunity!
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: MultiFamily
- Property subType: 2 Family - 2 Units Up/Down
Interior
Appliances
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Features
- Living Room,Dining Room,Kitchen
- Flooring: Tile,Vinyl,Hardwood
- Finished area above ground: 2,128
Heating & Cooling
- Heating features: Electric
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 2,128
- Total interior livable area: 2,128 sqft
Property
Details
- Parcel number: 2508114
- Zoning: RES
Features
- Patio & porch: Enclosed,Patio
- Exterior features: Rain Gutters
- Fencing: Fenced
Lot
- Lot size: 5,000 sqft
Parking
- Total spaces: 5
- Parking features: Paved Drive,Off Street,Tandem
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,477 | $29,724 |
| Home Insurance * | $249 | $2,988 |
| Property Taxes | $616 | $7,392 |
| Electricity | $419 | $5,035 |
| Total | $3,761 | $45,132 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-18 | Listed for sale | $489,900 |
| 2014-08-08 | Sold | $140,000 |
| 2009-03-09 | Sold | $105,000 |
| 2008-11-24 | Sold | $55,796 |
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